Waverly, Georgia.
Typical home $376,027 (+3.4% in a year). St. Marys, GA metro.
to buy the typical home at today's mortgage rate — +$1,204 (+157%) since Jan 2020.
- 1 year
- Up $12,411 +3%
- $363,616$376,027 since Sep 2025
- 5 years
- Up $107,486 +40%
- $268,541$376,027 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Waverly$1,974
- Georgia$1,727
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 10 years.
Typical home values in Waverly, GA rose 3.4% over the past year — faster than the nation's +1.2%.
Living in Waverly, Camden County, Georgia
Waverly, in Camden County, had 281 people in the 2020 census. Unemployment in Camden County was 3.3% in August 2026, and the county had 2.5% more jobs in 2025 than the year before. The most people in Camden County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Waverly is a very small community in Camden County, in the southeast corner of Georgia. Winters are mild, with little or no snow, and summers are hot, with a good deal of rain and melted snow through the year. Homes here are valued higher than the typical household income across the county would easily match, which is worth knowing for anyone weighing a move.
Work. Many people who live here work in schools, hospitals and social care, in shops, in government, and in restaurants, hotels and entertainment. Across Camden County, the largest workplaces include Camden County Schools, the Lockheed Martin Kings Bay campus and Walmart. Unemployment across the county has stayed close to where it was a year earlier, and the county has added a few more jobs over the past year.
Things to do. The coast and its waterways are the main draw, though each place takes a longer drive. Cumberland Island National Seashore and Jekyll Island are protected areas with shoreline and wild land to explore. Fort Frederica National Monument and Saint Simons Island, known for its beach, are also within a longer drive.
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What people in Camden County work in
Employed residents by industry, from the Census survey. Camden County had 16,280 jobs in 2025, 2.5% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 63° and lows near 38°; warmest in July, with highs near 91° and lows near 71°. About 55 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Woodbine weather station, 10 miles away (NOAA).
Largest workplaces in Camden County
- Camden County SchoolsSchool district1,321FTE
- Lockheed Martin Corporation Kings Bay Campus (1559)545
- WalmartWarehouse clubs and supercenters397
- Sghs - Camden CampusGeneral hospital265FTE
- Navy BOS 2 - Kings BayBase facilities operation support services245
- Publix Super MarketsSupermarkets and other grocery stores194
- General DynamicsSubmarine building193
- Lowe's Companies, INCHomecenter152
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 26 workplaces with 20 or more staff, 2,761 people in all across the county; Waverly has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Coastal floodingRelatively high
- HurricanesRelatively high
- WildfireRelatively moderate
- LightningRelatively moderate
- Strong windRelatively moderate
- TornadoesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Waverly’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Camden County and the St. Marys, GA metro.
Waverly home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Waverly$376,027
- Georgia$329,115
- United States$366,157
Sellers are cutting prices on about 1 in 3 Waverly listings — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Waverly28.84%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Waverly25
New listings per month
Sellers arriving at the market.
Not enough data to draw this yet.
Zip codes with a Waverly address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Waverly — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.