States · Kentucky · Henderson County

Waverly, Kentucky.

Typical home $167,737 (-0.6% in a year). Evansville, IN-KY metro.

What it costs per month · Waverly $880/mo

to buy the typical home at today's mortgage rate — +$442 (+101%) since Jan 2020.

What the home itself did
1 year
Down $944 -1%
$168,681$167,737 since Sep 2025
5 years
Up $24,570 +17%
$143,167$167,737 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Waverly $880 Kentucky $1,212 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Waverly$880
  • Kentucky$1,212
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 22 years.

Typical home values in Waverly, KY fell 0.6% over the past year — slower than the nation's +1.2%.

Living in Waverly, Henderson County, Kentucky

Waverly is a city of 311 people in Henderson County. 84% of its homes are lived in by their owners and 16% are rented. Unemployment in Henderson County was 4.2% in August 2026, and the county had 0.4% fewer jobs in 2025 than the year before. The most people in Henderson County work in schools and health care, then manufacturing.

People 311 in the 2020 census
Household income Too few homes in Waverly for the Census survey to measure.
Unemployment 4.2% Henderson County, August 2026; 4.3% a year before
Homes 84% lived in by their owners; 16% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Waverly is a very small Kentucky city in Henderson County, with far fewer residents than most towns of any kind. Nearly all homes are lived in by their owners, and typical home values sit well below what many older homeowners will be used to elsewhere. Winters are cold and snowy for the region, and summers are hot, with a fair amount of rain and melted snow through the year.

Work. Residents work mostly in schools, hospitals and social care, in manufacturing, in shops and in the building trades. Few adults hold a four-year degree, and very few work from home. Across Henderson County, some of the biggest workplaces are Tyson Chicken, Henderson County Schools and Deaconess Henderson Hospital, and household incomes in the county are modest.

Things to do. Hovey Lake Fish and Wildlife Area is a protected area a short drive away, a good option for a quiet day outdoors. Farther afield, a longer drive brings you to the Wabash River, to USS LST-325, a museum ship, and to Mesker Park Zoo and Botanic Garden. John James Audubon State Park is another protected area a longer drive away.

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  • 9%of adults have a degree
  • 3%work from home

What people in Henderson County work in

  • Schools, hospitals and social care22%
  • Manufacturing18%
  • Shops (retail)12%
  • Building trades8%
  • Restaurants, hotels and entertainment7%
  • Transport, warehouses and utilities7%

Employed residents by industry, from the Census survey. Henderson County had 18,611 jobs in 2025, 0.4% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 42° and 26°; warmest in July, 87° and 68° 20° 40° 60° 80° J 42° 26° F M A M J J 87° 68° A S O N D
Average daily high and low for each month: coldest in January, 42° and 26°; warmest in July, 87° and 68° 20° 40° 60° 80° J 42° 26° F M A M J J 87° 68° A S O N D

Coldest in January, with highs near 42° and lows near 26°; warmest in July, with highs near 87° and lows near 68°. About 12 inches of snow and 46 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Henderson Ssw weather station, 10 miles away (NOAA).

Largest workplaces in Henderson County

  1. Tyson ChickenPoultry processing1,274
  2. Henderson County SchoolsSchool district1,070FTE
  3. Gibbs Die CastingAluminum die-castings, unfinished, manufacturing744
  4. Century Aluminum SebreePrimary smelting of aluminum620
  5. Deaconess Henderson HospitalGeneral hospital504FTE
  6. Brenntag Mid-SouthIndustrial chemicals merchant wholesalers370
  7. WalmartWarehouse clubs and supercenters366
  8. Dana Inc (Henderson Facility)Automotive parts manufacturer309

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 56 workplaces with 20 or more staff, 7,802 people in all across the county; Waverly has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Ice stormsVery high
  2. Strong windVery high
  3. DroughtRelatively high
  4. Winter weatherRelatively high
  5. EarthquakesRelatively high
  6. Heat wavesRelatively high

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Waverly’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Henderson County and the Evansville, IN-KY metro.

Waverly home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 Waverly $167,737 Kentucky $230,909 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • Waverly$167,737
  • Kentucky$230,909
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Zip codes with a Waverly address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Waverly — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Waverly