States · Nebraska · Lancaster County

Waverly, Nebraska.

Typical home $353,323 (+4.0% in a year). Lincoln, NE metro.

What it costs per month · Waverly $1,855/mo

to buy the typical home at today's mortgage rate — +$987 (+114%) since Jan 2020.

What the home itself did
1 year
Up $13,466 +4%
$339,857$353,323 since Sep 2025
5 years
Up $67,912 +24%
$285,411$353,323 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Waverly $1,855 Nebraska $1,461 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Waverly$1,855
  • Nebraska$1,461
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 16 years.

Typical home values in Waverly, NE rose 4.0% over the past year — faster than the nation's +1.2%.

Living in Waverly, Lancaster County, Nebraska

Waverly is a city of 4,279 people in Lancaster County. Half its households earn more than $111,632 a year and half less, against $74,793 across Lancaster County; 0% of its people live below the poverty line. 81% of its homes are lived in by their owners and 19% are rented. Unemployment in Lancaster County was 2.6% in August 2026, and the county had 0.9% more jobs in 2025 than the year before. The most residents work in schools and health care, then government.

People 4,279 in the 2020 census; median age 38.6
Household income $111,632 the median, give or take $25,175 · Lancaster County: $74,793
Unemployment 2.6% Lancaster County, August 2026; 2.8% a year before
Homes 81% lived in by their owners; 19% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Waverly is a small city in Lancaster County where nearly everyone owns the home they live in, and the people who live there tend to be somewhat older than in many places, though not markedly so. Household incomes run well above the county's, and almost no one falls below the poverty line. Winters are cold, with January the coldest month and days that stay below freezing, while July brings hot summers, and the year's rain and melted snow add up to a moderate amount.

Work. Residents work mostly in schools, hospitals and social care, with government, shops and manufacturing also employing many. The biggest workplaces in Waverly include Tecumseh Poultry, a poultry processing plant, the Tractor Supply Company Distribution Center, a warehousing operation, and the Waverly School District. A typical commute is moderate in length, and a share of people work from home.

Things to do. Close to town, Stevens Creek is a short drive away for time by the water, and Maxwell Arboretum, a botanical garden, is a short drive away as well. The International Quilt Study Center & Museum is also a short drive away. For a longer outing, the Strategic Air and Space Museum and Lee G. Simmons Wildlife Safari Park are each a longer drive away.

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  • 1,507households
  • 0%below the poverty line
  • 24 mintypical commute
  • 10%work from home

What residents work in

  • Schools, hospitals and social care27%
  • Government11%
  • Shops (retail)9%
  • Manufacturing8%
  • Restaurants, hotels and entertainment8%
  • Other services7%

Employed residents by industry, from the Census survey. Lancaster County had 176,943 jobs in 2025, 0.9% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 34° and 14°; warmest in July, 87° and 65° 20° 40° 60° 80° J 34° 14° F M A M J J 87° 65° A S O N D
Average daily high and low for each month: coldest in January, 34° and 14°; warmest in July, 87° and 65° 20° 40° 60° 80° J 34° 14° F M A M J J 87° 65° A S O N D

Coldest in January, with highs near 34° and lows near 14°; warmest in July, with highs near 87° and lows near 65°. About 32 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Lincoln Ene weather station, 5 miles away (NOAA).

Largest workplaces in Waverly

  1. Tecumseh PoultryPoultry processing654
  2. Tractor Supply Company Distribution CenterGeneral warehousing and storage325
  3. Waverly School District 145School district322FTE
  4. Millard LumberTrusses, wood roof or floor, manufacturing207
  5. FortrexJanitorial services78
  6. Kamterter ProductsSeed processing, post-harvest for propagation76
  7. Matheson Tri-GasIndustrial gases manufacturing54
  8. Mulberry at WaverlySkilled nursing facilities47

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 8 workplaces with 20 or more staff, 1,465 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. TornadoesVery high
  2. HailVery high
  3. Strong windVery high
  4. Winter weatherVery high
  5. Ice stormsRelatively high
  6. LightningRelatively high

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Waverly’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Lancaster County and the Lincoln, NE metro.

Waverly home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Waverly $353,323 Nebraska $278,299 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Waverly$353,323
  • Nebraska$278,299
  • United States$366,157
Property tax, 2026 roll $3,570/yr median bill inside Waverly, effective 1.05% of estimated value — current assessment rolls, AssessorSearch Data Lab, quality-gated against the county's official figures

Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

8 10 12 15 18 2024 2025 2026 Waverly 19
8 10 12 15 18 2024 2025 2026
  • Waverly19

New listings per month

Sellers arriving at the market.

4 6 8 2026 Waverly 7
4 6 8 2026
  • Waverly7

Zip codes with a Waverly address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Waverly — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Waverly