Webb, Iowa.
Typical home $192,708 (+10.3% in a year). Spencer, IA metro.
to buy the typical home at today's mortgage rate — +$488 (+93%) since Feb 2022.
- 1 year
- Up $18,049 +10%
- $174,659$192,708 since Sep 2025
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Webb$1,011
- Iowa$1,242
- United States$1,922
Typical home values in Webb, IA rose 10.3% over the past year — faster than the nation's +1.2%.
Living in Webb, Clay County, Iowa
Webb is a city of 138 people in Clay County. Half its households earn more than $55,000 a year and half less, against $65,428 across Clay County; 2% of its people live below the poverty line. Unemployment in Clay County was 3.0% in August 2026, and the county had about as many jobs in 2025 as the year before. The most people in Clay County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Webb is a very small city in Clay County, Iowa, with few residents and a quiet, close-knit scale. Household incomes here run below the county's, though very few people live below the poverty line. A typical home is valued at a level that many homeowners elsewhere would find modest. Winters are cold, with January the coldest month and plenty of snow, while summers are warm, with July the warmest.
Work. Residents work mostly in schools, hospitals and social care, with shops, manufacturing, and restaurants, hotels and entertainment also employing many. Across Clay County, some of the largest workplaces are Spencer Municipal Hospital, the Spencer Community School District and Walmart. Unemployment in the county is low and has barely changed from a year earlier, and the number of jobs has held steady.
Things to do. Lost Island Lake is a lake a longer drive away, and Pillsbury Point State Park is a protected area, also a longer drive away. Arnolds Park is an amusement park, likewise a longer drive from town. Each makes a trip for a day out, and the drive is part of the outing.
Report a mistake
- 2%below the poverty line
What people in Clay County work in
Employed residents by industry, from the Census survey. Clay County had 8,536 jobs in 2025, about as many as the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 25° and lows near 8°; warmest in July, with highs near 82° and lows near 62°. About 35 inches of snow and 32 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Sioux Rapids East weather station, 5 miles away (NOAA).
Largest workplaces in Clay County
- Spencer Municipal HospitalGeneral hospital400FTE
- Spencer Comm School DistrictSchool district327FTE
- WalmartWarehouse clubs and supercenters228
- Hy-VeeSupermarkets and other grocery except convenience stores166
- Menards"home centers"144
- St. Luke Homes & Services, Inc.Nursing facility142
- UPSCouriers and express delivery services113
- Shine BrosMetal scrap and waste merchant wholesalers102
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 30 workplaces with 20 or more staff, 2,408 people in all across the county; Webb has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HailVery high
- Winter weatherVery high
- Strong windRelatively high
- Cold wavesRelatively high
- TornadoesRelatively high
- Inland floodingRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Webb’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Clay County and the Spencer, IA metro.
Webb home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Webb$192,708
- Iowa$236,623
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Webb address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Webb — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.