Webster, New York.
Typical home $394,078 (+4.9% in a year), asking rent $1,795 (+0.6%). Rochester, NY metro.
to buy the typical home at today's mortgage rate — +$295 (+17%) since Jan 2024.
- 1 year
- Up $18,499 +5%
- $375,580$394,078 since Sep 2025
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Webster$2,068
- New York$2,755
- United States$1,922
Typical home values in Webster, NY rose 4.9% over the past year — faster than the nation's +1.2%.
Asking rents in Webster, NY rose 0.6% over the past year — slower than the nation's +2.7%.
Owning the typical home in Webster runs $1,559/mo more than renting one — the widest that gap has been in this data.
That is $3,353 a month against $1,795 rent: a $2,068 mortgage payment, plus $863 property tax and $422 insurance & upkeep.
Owning vs renting — Webster
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$3,353
- Renting$1,795
- Mortgage only$2,068
Property tax · $863/mo 2.63% of value a year — the ACS 2020-2024 median bill over the median home value for Monroe County, NY
Insurance & upkeep · $422/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Webster, Monroe County, New York
Webster is a village of 5,651 people in Monroe County. Half its households earn more than $70,495 a year and half less, against $76,382 across Monroe County; 11% of its people live below the poverty line. 36% of its homes are lived in by their owners and 64% are rented. Unemployment in Monroe County was 4.4% in August 2026, and the county had 1.2% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Webster is a village in Monroe County, and a small one, with a population that has stayed modest next to the city of Rochester nearby. Residents are somewhat younger than in many American towns, and a four-year degree is common among adults. Most homes here are rented rather than owned, a larger share of renters than across much of the county, and household incomes run a little below the county's. Winters are cold and very snowy, with January the coldest month, while summers are warm and July the warmest.
Work. Many residents work in schools, hospitals and social care, with others in professional and business services, manufacturing and shops. Among the largest workplaces in Webster are the Webster Central School District and Xerox, along with Ranger Design, which makes seats for public vehicles. Commutes are of a typical length for a suburban village, and a fair number of people work from home.
Things to do. A short drive away are the George Eastman Museum and the Memorial Art Gallery, both museums, and Seabreeze Amusement Park is close by too. For time outdoors, Durand Eastman Park, a protected area, is also a short drive away. A longer drive brings you to The National Museum of Play, a museum that draws visitors of all ages.
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- 2,851households
- 41%of adults have a degree
- 11%below the poverty line
- 22 mintypical commute
- 14%work from home
What residents work in
Employed residents by industry, from the Census survey. Monroe County had 386,911 jobs in 2025, 1.2% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 34° and lows near 17°; warmest in July, with highs near 81° and lows near 61°. About 86 inches of snow and 39 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Webster Northeast weather station, 2 miles away (NOAA).
Largest workplaces in Webster
- Webster Central School DistrictSchool district1,665FTE
- Xerox Corporation 0224Photographic film, paper, plate & chemical mfg145
- WebsterMail and parcel delivery75
- Ranger DesignSeats for public conveyances, manufacturing53
- Webster Precision ProductsMachine guards, sheet metal, manufacturing20
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 4 workplaces with 20 or more staff, 293 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesRelatively moderate
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Webster’s census tracts, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Monroe County and the Rochester, NY metro.
Webster home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Webster$394,078
- New York$524,942
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 7 Webster listings, and the typical home goes pending in 8 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Webster13.42%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Webster8
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Webster91
New listings per month
Sellers arriving at the market.
- Webster60
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Webster116.52%
Zip codes with a Webster address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Webster — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.