Wellsburg, New York.
Typical home $166,489 (+7.1% in a year). Elmira, NY metro.
to buy the typical home at today's mortgage rate — +$490 (+128%) since Jan 2020.
- 1 year
- Up $10,978 +7%
- $155,511$166,489 since Sep 2025
- 5 years
- Up $45,236 +37%
- $121,253$166,489 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Wellsburg$874
- New York$2,755
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in Wellsburg, NY rose 7.1% over the past year — faster than the nation's +1.2%.
Living in Wellsburg, Chemung County, New York
Wellsburg is a village of 490 people in Chemung County. 89% of its homes are lived in by their owners and 11% are rented. Unemployment in Chemung County was 4.2% in August 2026, and the county had 0.8% fewer jobs in 2025 than the year before. The most people in Chemung County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 24 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Wellsburg is a small village in Chemung County, New York, with very few people living in it. Nearly everyone who lives here owns their home, a far higher share of owner-occupiers than you would find across most of the country. Typical home values are modest, and fewer adults hold a four-year degree than in many places.
Work. Most residents work in schools, hospitals and social care, with manufacturing, shops and professional and business services also employing many. Across Chemung County, the largest workplaces include Arnot-ogden Medical Center, the Elmira City School District and Walmart. The commute is of ordinary length, and few people work from home. Unemployment across the county is close to where it stood a year ago, and there are slightly fewer jobs than the year before.
Things to do. Newtown Battlefield State Park, an archaeological site, is in or beside town. A short drive away are the Arnot Art Museum and Eldridge Park, an amusement park. Winters are cold and snowy, with January the coldest month, and summers are warm, with July the warmest.
Report a mistake
- 14%of adults have a degree
- 24 mintypical commute
- 6%work from home
What people in Chemung County work in
Employed residents by industry, from the Census survey. Chemung County had 33,485 jobs in 2025, 0.8% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 34° and lows near 16°; warmest in July, with highs near 84° and lows near 58°. About 42 inches of snow and 38 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Elmira weather station, 8 miles away (NOAA).
Largest workplaces in Chemung County
- Arnot-ogden Medical CenterGeneral hospital2,210FTE
- Elmira City School DistrictSchool district939FTE
- Horseheads Central School DistrictSchool district747FTE
- The Arc of Chemung-SchuylerDevelopmentally disabled advocacy organizations551
- WalmartWarehouse clubs and supercenters430
- McWaneIron foundries379
- ELCOR Nursing and RehabilitaitionHomes for the elderly with nursing care371
- ElmiraPsychiatric hospital354FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 97 workplaces with 20 or more staff, 11,486 people in all across the county; Wellsburg has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Inland floodingRelatively high
- LightningRelatively moderate
- Strong windRelatively moderate
- TornadoesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Wellsburg’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Chemung County and the Elmira, NY metro.
Wellsburg home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Wellsburg$166,489
- New York$524,942
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Wellsburg address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Wellsburg — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.