West Point, Kentucky.
Typical home $117,944 (-14.0% in a year). Elizabethtown-Fort Knox, KY metro.
to buy the typical home at today's mortgage rate — +$365 (+143%) since Jan 2020.
- 1 year
- Down $19,260 -14%
- $137,204$117,944 since Sep 2025
- 5 years
- Up $29,146 +33%
- $88,798$117,944 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- West Point$619
- Kentucky$1,212
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 12 years.
Typical home values in West Point, KY fell 14.0% over the past year — slower than the nation's +1.2%.
Living in West Point, Hardin County, Kentucky
West Point is a city of 952 people in Hardin County. Half its households earn more than $37,449 a year and half less, against $67,647 across Hardin County. 58% of its homes are lived in by their owners and 42% are rented. Unemployment in Hardin County was 4.7% in August 2026, and the county had 0.4% fewer jobs in 2025 than the year before. The most people in Hardin County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. West Point is a very small city in Hardin County, with a population that is among the smaller ones in the state. Residents are somewhat younger than in many American towns, and most homes are lived in by their owners, though fewer than across much of the country. Household incomes run well below the county's, and homes cost less than in many places. Winters are cold and summers warm, with rain and melted snow spread through the year.
Work. Many residents work in schools, hospitals and social care, with manufacturing, shops and professional and business services also common. Across Hardin County, the largest workplaces include Hardin County Schools, Baptist Health Hardin and Metalsa. Fewer adults hold a four-year degree than in most places, very few people work from home, and a typical commute is a fairly long one. Jobs across the county slipped a little last year, and unemployment is unchanged from a year earlier.
Things to do. The General George Patton Museum of Leadership is a short drive away, and Otter Creek Outdoor Recreation Area, a protected area, is also a short drive away. For a longer outing, the Louisville Zoo and Kentucky Kingdom amusement park are both a longer drive away.
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- 452households
- 15%of adults have a degree
- 28 mintypical commute
- 3%work from home
What people in Hardin County work in
Employed residents by industry, from the Census survey. Hardin County had 48,702 jobs in 2025, 0.4% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 43° and lows near 23°; warmest in July, with highs near 86° and lows near 65°. About 53 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Brandenburg weather station, 9 miles away (NOAA).
Largest workplaces in Hardin County
- Hardin County SchoolsSchool district2,294FTE
- Baptist Health HardinGeneral hospital1,485FTE
- MetalsaAir filters, automotive, truck, and bus, manufacturing1,484
- Altec IndustriesManufacturing1,231
- Akebono ElizabethtownBrake caliper assemblies, automotive, truck, and bus, manufacturing540
- Elizabethtown Community and Technical CollegeTwo-year college410
- WalmartWarehouse clubs and supercenters394
- WalmartWarehouse clubs and supercenters358
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 96 workplaces with 20 or more staff, 14,198 people in all across the county; West Point has none of its own. School districts come from the Common Core of Data (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Ice stormsRelatively moderate
- Strong windRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in West Point’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Hardin County and the Elizabethtown-Fort Knox, KY metro.
West Point home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- West Point$117,944
- Kentucky$230,909
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a West Point address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls West Point — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.