Westchester, Illinois.
Typical home $369,084 (+7.3% in a year). Chicago-Naperville-Elgin, IL-IN-WI metro.
to buy the typical home at today's mortgage rate — +$1,055 (+119%) since Jan 2020.
- 1 year
- Up $25,038 +7%
- $344,046$369,084 since Sep 2025
- 5 years
- Up $90,769 +33%
- $278,315$369,084 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Westchester$1,937
- Illinois$1,553
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 12 years.
Typical home values in Westchester, IL rose 7.3% over the past year — faster than the nation's +1.2%.
Living in Westchester, Cook County, Illinois
Westchester is a village of 16,892 people in Cook County. Half its households earn more than $98,954 a year and half less, against $83,498 across Cook County; 5% of its people live below the poverty line. 91% of its homes are lived in by their owners and 9% are rented. Unemployment in Cook County was 5.9% in August 2026, and the county had 1.1% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Westchester is a village in Cook County, and its residents are older than in most American towns. Nearly everyone who lives here owns their home, far more than across the county as a whole, and few households live below the poverty line. Incomes run higher than the county's, and a good many adults hold a four-year degree.
Work. Residents work mostly in schools, hospitals and social care, with many others in professional and business services, manufacturing and shops. Some of the biggest workplaces in the village are grocery stores such as Mariano's and Jewel Food Stores, along with Aperion Care Westchester, a nursing home. Commutes are fairly long, and a modest share of people work from home.
Things to do. Brookfield Zoo and SeatGeek Stadium are both a short drive away, and the zoo makes an easy outing in the warmer months. The Art Institute of Chicago and the Field Museum of Natural History are museums a longer drive away. Winters here are cold, with highs near freezing in January, while summers turn warm, and the year brings a fair amount of rain and melted snow.
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- 6,908households
- 44%of adults have a degree
- 5%below the poverty line
- 27 mintypical commute
- 14%work from home
What residents work in
Employed residents by industry, from the Census survey. Cook County had 2,594,810 jobs in 2025, 1.1% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 33° and lows near 19°; warmest in July, with highs near 85° and lows near 68°. About 34 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Chicago Midway Airport weather station, 8 miles away (NOAA).
Largest workplaces in Westchester
- Mariano'sSupermarkets and other grocery except convenience stores189
- Jewel Food StoresSupermarkets and other grocery stores131
- Aperion Care WestchesterNursing homes115
- Midwest Orthopaedics at RushOrthopedic physicians' offices63
- Outpatient Center in WestchesterChildren's hospitals, specialty57
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 5 workplaces with 20 or more staff, 555 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesVery high
- Heat wavesRelatively high
- Inland floodingRelatively high
- TornadoesRelatively high
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Westchester’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Cook County and the Chicago-Naperville-Elgin, IL-IN-WI metro.
Westchester home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Westchester$369,084
- Illinois$295,943
- United States$366,157
Sellers are cutting prices on about 1 in 4 Westchester listings, and the typical home goes pending in 15 days — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Westchester23.22%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Westchester15
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Westchester53
New listings per month
Sellers arriving at the market.
- Westchester22
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Westchester$377,125
- United States$370,717
Zip codes with a Westchester address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Westchester — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.