Westerville, Ohio.
Typical home $445,749 (+1.5% in a year), asking rent $1,629 (+3.0%). Columbus, OH metro.
Property tax and schools in Westerville
Westerville’s own tax page → what a home here pays, who charges it, its levies and ballot, and its schools.
Westerville is in Franklin County, where its property tax is set. Its homes there are in the Westerville City school district. Check your own bill.
to buy the typical home at today's mortgage rate — +$1,264 (+118%) since Jan 2020.
- 1 year
- Up $6,760 +2%
- $438,989$445,749 since Sep 2025
- 5 years
- Up $92,772 +26%
- $352,977$445,749 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Westerville$2,340
- Ohio$1,291
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 15 years.
Typical home values in Westerville, OH rose 1.5% over the past year — faster than the nation's +1.2%.
Asking rents in Westerville, OH rose 3.0% over the past year — faster than the nation's +2.7%.
Owning the typical home in Westerville runs $1,734/mo more than renting one. The gap peaked at $1,799 in Jan 2025.
That is $3,363 a month against $1,629 rent: a $2,340 mortgage payment, plus $547 property tax and $477 insurance & upkeep.
Owning vs renting — Westerville
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$3,363
- Renting$1,629
- Mortgage only$2,340
Property tax · $547/mo 1.47% of value a year — the ACS 2020-2024 median bill over the median home value for Franklin County, OH
Insurance & upkeep · $477/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Westerville, Franklin County, Ohio
Westerville is a city of 39,190 people in Franklin County. Half its households earn more than $109,404 a year and half less, against $75,176 across Franklin County; 6% of its people live below the poverty line. 72% of its homes are lived in by their owners and 28% are rented. Unemployment in Westerville was 3.3% in August 2026, and Franklin County had 1.6% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Westerville is a city in Franklin County where most homes are lived in by their owners, and the share of renters is smaller than across the county. Household incomes run well above the county's, fewer people live below the poverty line than elsewhere in the county, and a large majority of adults hold a four-year degree. The population skews a little older than in many places, and the typical commute is short, with a good number of residents working from home.
Work. Residents work mostly in schools, hospitals and social care, followed by professional and business services, banks, insurance and property, and shops. Among the largest workplaces in Westerville are Westerville City Schools, St. Ann's Hospital and Otterbein University. Unemployment has eased over the past year, and across Franklin County there are somewhat more jobs than a year earlier.
Things to do. Inniswood Botanical Garden and Nature Preserve is in or beside town, and Chadwick Arboretum, another botanical garden, is a short drive away. The Wexner Center for the Arts, a museum, is also a short drive away, and the Columbus Zoo and Aquarium is a longer drive. Winters are cold and snowy, summers are warm, and rain and melted snow fall steadily through the year.
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- 15,208households
- 58%of adults have a degree
- 6%below the poverty line
- 19 mintypical commute
- 27%work from home
What residents work in
Employed residents by industry, from the Census survey. Franklin County had 791,805 jobs in 2025, 1.6% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 38° and lows near 22°; warmest in July, with highs near 86° and lows near 65°. About 19 inches of snow and 42 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Westerville weather station, 2 miles away (NOAA).
Largest workplaces in Westerville
- Westerville City SchoolsSchool district2,413FTE
- DHL Supply ChainOffice administrative service2,057
- St. Anns HospitalGeneral hospital1,475FTE
- MidCity Electric TechnologiesElectrical contractors900
- VertivTelecommunications equipment and wiring except transmission line installation contractors857
- Otterbein UniversityUniversity or college591
- Westerville Medical CampusGeneral medical and surgical hospitals541
- IncWarehouse and manufacturing361
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 44 workplaces with 20 or more staff, 13,602 people in all. School districts come from the Common Core of Data (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Inland floodingRelatively high
- Cold wavesRelatively high
- Hailrelatively high in parts of WestervilleRelatively moderate
- Heat wavesRelatively moderate
- Tornadoesrelatively high in parts of WestervilleRelatively moderate
- Winter weatherrelatively high in parts of WestervilleRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Westerville’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Franklin County and the Columbus, OH metro.
Westerville home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Westerville$445,749
- Ohio$245,982
- United States$366,157
Sellers are cutting prices on about 1 in 3 Westerville listings, and the typical home goes pending in 8 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Westerville34.39%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Westerville8
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Westerville213
New listings per month
Sellers arriving at the market.
- Westerville95
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Westerville$432,649
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Westerville99.83%
Zip codes with a Westerville address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Westerville — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Westerville
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 43081 | Westerville | 65,020 | $1,616 | $352,515 |
| 43082 | Westerville | 34,563 | $1,661 | $551,836 |