Westlake, Ohio.
Typical home $421,021 (+3.3% in a year), asking rent $1,878 (+4.2%). Cleveland-Elyria, OH metro.
Property tax and schools in Westlake
Westlake’s own tax page → what a home here pays, who charges it, its levies and ballot, and its schools.
Westlake is in Cuyahoga County, where its property tax is set. Its homes there are in the Westlake City school district. Check your own bill.
to buy the typical home at today's mortgage rate — +$1,221 (+124%) since Jan 2020.
- 1 year
- Up $13,457 +3%
- $407,565$421,021 since Sep 2025
- 5 years
- Up $101,931 +32%
- $319,090$421,021 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Westlake$2,210
- Ohio$1,291
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 13 years.
Typical home values in Westlake, OH rose 3.3% over the past year — faster than the nation's +1.2%.
Asking rents in Westlake, OH rose 4.2% over the past year — faster than the nation's +2.7%.
Owning the typical home in Westlake runs $1,485/mo more than renting one — the widest that gap has been in this data.
That is $3,363 a month against $1,878 rent: a $2,210 mortgage payment, plus $702 property tax and $451 insurance & upkeep.
Owning vs renting — Westlake
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$3,363
- Renting$1,878
- Mortgage only$2,210
Property tax · $702/mo 2.00% of value a year — the ACS 2020-2024 median bill over the median home value for Cuyahoga County, OH
Insurance & upkeep · $451/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Westlake, Cuyahoga County, Ohio
Westlake is a city of 34,228 people in Cuyahoga County. Half its households earn more than $112,200 a year and half less, against $64,468 across Cuyahoga County; 5% of its people live below the poverty line. 73% of its homes are lived in by their owners and 27% are rented. Unemployment in Westlake was 1.6% in August 2026, and Cuyahoga County had 1.8% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Westlake is a city in Cuyahoga County, and it is an older and more settled community than most. Residents are older than the typical American, incomes run well above the county's, and far fewer people live below the poverty line than you might expect in a large metro area. Most homes are lived in by their owners, a higher share than across the county, and a large majority of adults hold a four-year degree. Winters are cold and snowy, with January the coldest month, while summers are warm, and precipitation is spread through the year.
Work. Jobs in Westlake are scarce for almost no one: unemployment is low and has fallen over the past year, even as the county as a whole has lost a small number of jobs. Residents work mostly in schools, hospitals and social care, professional and business services, manufacturing, and banking, insurance and property. Among the largest workplaces in town are Hyland Software, UH St. John Medical Center and Westlake City Schools. Commutes are of moderate length, and a good number of residents work from home.
Things to do. The Rocky River is a short drive away and the closest of the named outdoor places. A longer drive brings you to Cuyahoga Valley National Park, and to the Rock and Roll Hall of Fame, one of the best-known museums in the area. The Cleveland Museum of Art is also a longer drive away.
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- 14,424households
- 60%of adults have a degree
- 5%below the poverty line
- 24 mintypical commute
- 21%work from home
What residents work in
Employed residents by industry, from the Census survey. Cuyahoga County had 692,694 jobs in 2025, 1.8% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 36° and lows near 22°; warmest in July, with highs near 84° and lows near 65°. About 64 inches of snow and 41 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Cleveland weather station, 4 miles away (NOAA).
Largest employers in Westlake
- University Hospitals Health System3,523
- American Greetings Corporation939
- Westlake City School District807
- Hyland Software, Inc684
- TA Operating, LLC683
- The Cleveland Clinic Foundation662
- City of Westlake656
- Group Management Services Inc653
From the City of Westlake’s annual financial report for 2024, its schedule of principal employers (its source: “Employer Amounts for are estimates from the Regional Income Tax Authority”), as Ohio’s Auditor of State publishes it: the report. Employees as the report counts them.
Natural hazards
- Cold wavesRelatively high
- Tornadoesrelatively high in parts of WestlakeRelatively moderate
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Westlake’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Cuyahoga County and the Cleveland-Elyria, OH metro.
Westlake home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Westlake$421,021
- Ohio$245,982
- United States$366,157
Sellers are cutting prices on about 1 in 4 Westlake listings, and the typical home goes pending in 8 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Westlake27.46%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Westlake8
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Westlake99
New listings per month
Sellers arriving at the market.
- Westlake44
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Westlake$366,708
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Westlake100.74%
Zip codes with a Westlake address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Westlake — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.