States · South Carolina · Oconee County

Westminster, South Carolina.

Typical home $221,986 (+2.4% in a year). Seneca, SC metro.

What it costs per month · Westminster $1,165/mo

to buy the typical home at today's mortgage rate — +$653 (+128%) since Jan 2020.

What the home itself did
1 year
Up $5,105 +2%
$216,881$221,986 since Sep 2025
5 years
Up $41,065 +23%
$180,920$221,986 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Westminster $1,165 South Carolina $1,597 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Westminster$1,165
  • South Carolina$1,597
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 17 years.

Typical home values in Westminster, SC rose 2.4% over the past year — faster than the nation's +1.2%.

Living in Westminster, Oconee County, South Carolina

Westminster is a city of 2,353 people in Oconee County. 68% of its homes are lived in by their owners and 32% are rented. Unemployment in Oconee County was 4.2% in August 2026, and the county had 1.8% more jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.

People 2,353 in the 2020 census
Household income Too few homes in Westminster for the Census survey to measure.
Unemployment 4.2% Oconee County, August 2026; 4.6% a year before
Homes 68% lived in by their owners; 32% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Westminster is a small city in Oconee County, in the foothills of upstate South Carolina. Most homes here are lived in by their owners, and typical home values sit at about what the Zillow estimate shows. Incomes run below the county's, and more people live below the poverty line than is usual, so this is a place where many households watch their budgets closely. Winters are mild, with only a dusting of snow in most years, and summers are hot, with a good deal of rain across the year.

Work. Residents work mostly in schools, hospitals and social care, with manufacturing, the building trades and retail close behind. Across Oconee County, some of the largest workplaces are Oconee 01 Schools, Duke Energy and Oconee Memorial Hospital. Fewer adults here hold a four-year degree than in many places, and almost no one works from home, so most people travel to a job, with a commute of a moderate length. Jobs across the county grew slightly last year, and unemployment there has eased a little since a year earlier.

Things to do. Issaqueena Falls, a waterfall, is a short drive away and is the easiest outing from town. A longer drive brings you to Lake Hartwell, a large reservoir good for boating and time by the water. Memorial Stadium in Clemson, also a longer drive, is the place to catch a college football game.

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  • 1,172households
  • 19%of adults have a degree
  • 21%below the poverty line
  • 22 mintypical commute
  • 1%work from home

What residents work in

  • Schools, hospitals and social care20%
  • Manufacturing17%
  • Building trades13%
  • Shops (retail)12%
  • Professional and business services11%
  • Other services9%

Employed residents by industry, from the Census survey. Oconee County had 25,929 jobs in 2025, 1.8% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 52° and 29°; warmest in July, 88° and 66° 20° 40° 60° 80° J 52° 29° F M A M J J 88° 66° A S O N D
Average daily high and low for each month: coldest in January, 52° and 29°; warmest in July, 88° and 66° 20° 40° 60° 80° J 52° 29° F M A M J J 88° 66° A S O N D

Coldest in January, with highs near 52° and lows near 29°; warmest in July, with highs near 88° and lows near 66°. About 2 inches of snow and 61 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Walhalla weather station, 6 miles away (NOAA).

Largest workplaces in Oconee County

  1. Oconee 01 SchoolsSchool district1,721FTE
  2. Duke EnergyNuclear electric power generation1,037
  3. Oconee Memorial HospitalGeneral hospital667FTE
  4. Schneider ElectricArmature relays manufacturing640
  5. Oconee County GovernmentGeneral services departments, government583
  6. BASF MetalsPrecious metals recovering from scrap and/or alloying purchased metals359
  7. Jtekt Bearings North AmercaRaces, ball or roller bearings, manufacturing350
  8. WalmartWarehouse clubs and supercenters335

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 51 workplaces with 20 or more staff, 8,557 people in all across the county; Westminster has two of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Cold wavesVery high
  2. Ice stormsRelatively high
  3. LightningRelatively high
  4. TornadoesRelatively high
  5. Strong windRelatively high
  6. Inland floodingRelatively high

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Westminster’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Oconee County and the Seneca, SC metro.

Westminster home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Westminster $221,986 South Carolina $304,319 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Westminster$221,986
  • South Carolina$304,319
  • United States$366,157

Sellers are cutting prices on about 1 in 3 Westminster listings — the market is cooling.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

10% 20% 30% 2018 2019 2020 2021 2022 2023 2024 2025 2026 Westminster 33.46% United States 26.90%
10% 20% 30% 2018 2022 2026
  • Westminster33.46%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

50 75 100 125 2018 2019 2020 2021 2022 2023 2024 2025 2026 Westminster 109
50 75 100 125 2018 2022 2026
  • Westminster109

New listings per month

Sellers arriving at the market.

10 20 30 2018 2019 2020 2021 2022 2023 2024 2025 2026 Westminster 19
10 20 30 2018 2022 2026
  • Westminster19

Zip codes with a Westminster address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Westminster — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Westminster