Wheaton, Illinois.
Typical home $507,044 (+5.2% in a year), asking rent $2,375 (+0.3%). Chicago-Naperville-Elgin, IL-IN-WI metro.
to buy the typical home at today's mortgage rate — +$1,397 (+111%) since Jan 2020.
- 1 year
- Up $25,239 +5%
- $481,805$507,044 since Sep 2025
- 5 years
- Up $126,763 +33%
- $380,281$507,044 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Wheaton$2,661
- Illinois$1,553
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 12 years.
Typical home values in Wheaton, IL rose 5.2% over the past year — faster than the nation's +1.2%.
Asking rents in Wheaton, IL rose 0.3% over the past year — slower than the nation's +2.7%.
Owning the typical home in Wheaton runs $1,693/mo more than renting one — the widest that gap has been in this data.
That is $4,069 a month against $2,375 rent: a $2,661 mortgage payment, plus $864 property tax and $543 insurance & upkeep.
Owning vs renting — Wheaton
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$4,069
- Renting$2,375
- Mortgage only$2,661
Property tax · $864/mo 2.05% of value a year — the ACS 2020-2024 median bill over the median home value for DuPage County, IL
Insurance & upkeep · $543/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Wheaton, DuPage County, Illinois
Wheaton is a city of 53,970 people in DuPage County. Half its households earn more than $120,008 a year and half less, against $112,096 across DuPage County; 6% of its people live below the poverty line. 72% of its homes are lived in by their owners and 28% are rented. Unemployment in Wheaton was 4.8% in August 2026, and DuPage County had 1.2% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Wheaton is a city in DuPage County, with incomes above the county's and a lower share of households in poverty than many places. Most homes are lived in by their owners, and a large majority of adults hold a four-year degree. Winters are cold, with January the coldest month, and summers are warm, with July the warmest; precipitation falls through the year as rain and melted snow.
Work. Residents work mostly in schools, hospitals and social care, followed by professional and business services, banks, insurance and property, and shops. Some of the largest workplaces in Wheaton are the school district, Wheaton College and the County of DuPage. A good number of people work from home, and the typical commute is a moderate one.
Things to do. The closest of the better-known places is the Morton Arboretum, a botanical garden a short drive away. A longer drive takes you into Chicago, where the Art Institute of Chicago and the Field Museum of Natural History are museums, and Millennium Park is a garden in the city's centre. Wrigley Field is one of the stadiums there for those who like to see a game.
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- 19,588households
- 64%of adults have a degree
- 6%below the poverty line
- 26 mintypical commute
- 26%work from home
What residents work in
Employed residents by industry, from the Census survey. DuPage County had 629,392 jobs in 2025, 1.2% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 32° and lows near 15°; warmest in July, with highs near 84° and lows near 62°. About 40 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Lisle-morton Arboretum weather station, 4 miles away (NOAA).
Largest workplaces in Wheaton
- Cusd 200School district2,046FTE
- Wheaton CollegeUniversity or college908
- County of DuPageGeneral services departments, government852
- Marianjoy Rehab Hospital & ClinicRehabilitation hospital518FTE
- County of DuPageSheriffs' offices480
- County of DuPageCircuit courts410
- County of DuPageConvalescent homes or convalescent hospitals318
- Wheaton265
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 24 workplaces with 20 or more staff, 4,314 people in all. School districts come from the Common Core of Data (NCES, 2023–24), colleges from IPEDS (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesRelatively high
- TornadoesRelatively high
- Strong windRelatively moderate
- Inland floodingrelatively high in parts of WheatonRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Wheaton’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on DuPage County and the Chicago-Naperville-Elgin, IL-IN-WI metro.
Wheaton home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Wheaton$507,044
- Illinois$295,943
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 4 Wheaton listings, and the typical home goes pending in 12 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Wheaton24.16%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Wheaton12
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Wheaton128
New listings per month
Sellers arriving at the market.
- Wheaton60
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Wheaton$497,310
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Wheaton101.24%
Zip codes with a Wheaton address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Wheaton — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Wheaton
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 60189 | Wheaton | 31,042 | $2,506 | $517,283 |
| 60187 | Wheaton | 28,815 | $2,269 | $497,729 |