Whitewater, Wisconsin.
Typical home $339,384 (+4.2% in a year), asking rent $2,730 . Whitewater, WI metro.
to buy the typical home at today's mortgage rate — +$975 (+121%) since Jan 2020.
- 1 year
- Up $13,568 +4%
- $325,816$339,384 since Sep 2025
- 5 years
- Up $69,418 +26%
- $269,966$339,384 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Whitewater$1,781
- Wisconsin$1,770
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 15 years.
Typical home values in Whitewater, WI rose 4.2% over the past year — faster than the nation's +1.2%.
Living in Whitewater, Walworth County, Wisconsin
Whitewater is a city of 14,889 people in Walworth County. Half its households earn more than $54,969 a year and half less, against $80,520 across Walworth County; 27% of its people live below the poverty line. 32% of its homes are lived in by their owners and 68% are rented. Unemployment in Walworth County was 3.0% in August 2026, and the county had 1.1% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Whitewater is a small city in Walworth County with a very young population, well below the age of most towns its size, and that shapes daily life here. Far more of its homes are rented than across the county, and household incomes run well below the county's. Winters are cold, with January the coldest month, and snow is a regular part of the season; summers are warm, with July the warmest.
Work. Many residents work in schools, hospitals and social care, followed by shops, restaurants and hotels, and manufacturing. The largest workplaces in Whitewater include the University of Wisconsin-Whitewater, the Whitewater Unified School District and HUSCO International Whitewater. Commutes are fairly short, and unemployment across Walworth County has stayed low.
Things to do. Close to home, Cravath Lake is a reservoir in or beside town, and Indian Mounds Park is an archaeological site in or beside town. A short drive away, Whitewater Lake is another reservoir for time by the water. Those who don't mind a longer drive can reach Geneva Lake, one of the best known lakes in the area.
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- 5,229households
- 35%of adults have a degree
- 27%below the poverty line
- 17 mintypical commute
- 9%work from home
What residents work in
Employed residents by industry, from the Census survey. Walworth County had 45,772 jobs in 2025, 1.1% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 27° and lows near 12°; warmest in July, with highs near 82° and lows near 61°. About 34 inches of snow and 36 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Whitewater weather station, a mile away (NOAA).
Largest workplaces in Whitewater
- University of Wisconsin-WhitewaterUniversity or college1,228
- Whitewater Unified School DistrictSchool district322FTE
- HUSCO International WhitewaterValves, hydraulic and pneumatic, fluid power, manufacturing231
- WalmartWarehouse clubs and supercenters223
- Lavelle IndustriesBathroom and toilet accessories, plastics, manufacturing211
- East West ManufacturingPrinted circuit assemblies manufacturing205
- Provisur Technologies WhitewaterFood choppers, grinders, mixers, and slicers manufacturing178
- The Martin-Brower Company170
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 11 workplaces with 20 or more staff, 1,507 people in all. Colleges come from IPEDS (NCES, 2023–24) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HailRelatively high
- TornadoesRelatively moderate
- Cold wavesRelatively moderate
- Strong windRelatively moderate
- LightningRelatively moderate
- Inland floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Walworth County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Walworth County and the Whitewater, WI metro.
Whitewater home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Whitewater$339,384
- Wisconsin$337,196
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 5 Whitewater listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Whitewater20.76%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Whitewater34
New listings per month
Sellers arriving at the market.
- Whitewater14
Zip codes with a Whitewater address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Whitewater — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.