States · Nebraska · Franklin County

Wilcox, Nebraska.

Typical home $246,107 (+3.4% in a year). Kearney, NE metro.

What it costs per month · Wilcox $1,292/mo

to buy the typical home at today's mortgage rate — +$663 (+105%) since Feb 2021.

What the home itself did
1 year
Up $8,075 +3%
$238,033$246,107 since Sep 2025
5 years
Up $43,875 +22%
$202,233$246,107 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Wilcox $1,292 Nebraska $1,461 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Wilcox$1,292
  • Nebraska$1,461
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 18 years.

Typical home values in Wilcox, NE rose 3.4% over the past year — faster than the nation's +1.2%.

Living in Wilcox, Franklin County, Nebraska

Wilcox is a village of 330 people in Franklin County. Unemployment in Franklin County was 2.0% in August 2026, and the county had 0.3% more jobs in 2025 than the year before. The most people in Franklin County work in schools and health care, then farming.

People 330 in the 2020 census
Household income Too few homes in Wilcox for the Census survey to measure.
Unemployment 2.0% Franklin County, August 2026; 2.6% a year before
Homes Too few homes in Wilcox for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Wilcox is a very small village, the kind of place where residents tend to know one another. Incomes across Franklin County run below the national picture, and a smaller share of people here live below the poverty line than you might expect. The typical home is valued well above what the county's incomes would suggest, and the daily drive to work is fairly short.

Work. Many residents work in schools, hospitals and social care, with farming, shops, and transport and warehousing also employing people from the village. Across Franklin County, the largest workplaces include Franklin Public Schools, Franklin County Memorial Hospital and Wilcox-hildreth Public Schools. Unemployment in the county is low and has eased over the past year, while the number of jobs has barely changed.

Things to do. Pioneer Village, a museum, and Fort Kearny, an old fort, are both a longer drive away, as is Harlan County Reservoir for a day by the water. Winters are cold and snowy, with January the coldest month, while summers turn quite hot in July, so spring and fall can suit these outings well.

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  • 8%below the poverty line
  • 19 mintypical commute
  • 2%work from home

What people in Franklin County work in

  • Schools, hospitals and social care24%
  • Farming, forestry and mining22%
  • Shops (retail)10%
  • Transport, warehouses and utilities8%
  • Building trades7%
  • Manufacturing6%

Employed residents by industry, from the Census survey. Franklin County had 784 jobs in 2025, 0.3% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 37° and 16°; warmest in July, 89° and 65° 20° 40° 60° 80° J 37° 16° F M A M J J 89° 65° A S O N D
Average daily high and low for each month: coldest in January, 37° and 16°; warmest in July, 89° and 65° 20° 40° 60° 80° J 37° 16° F M A M J J 89° 65° A S O N D

Coldest in January, with highs near 37° and lows near 16°; warmest in July, with highs near 89° and lows near 65°. About 24 inches of snow and 25 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Ragan weather station, 7 miles away (NOAA).

Largest workplaces in Franklin County

  1. Franklin Public SchoolsSchool district64FTE
  2. Wilcox-hildreth Public SchoolsSchool district62FTE
  3. Accura Healthcare/Stonebridge Suites of FranklinSkilled nursing facilities49
  4. Franklin County Memorial HospitalCritical access hospital33FTE

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 1 workplace with 20 or more staff, 49 people in all across the county; Wilcox has one of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. HailVery high
  2. Strong windVery high
  3. LightningVery high
  4. Winter weatherVery high
  5. TornadoesVery high
  6. DroughtRelatively high

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Wilcox’s census tracts, against the rest of the country; all of them together, very high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Franklin County and the Kearney, NE metro.

Wilcox home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $250,000 $300,000 $350,000 2021 2022 2023 2024 2025 2026 Wilcox $246,107 Nebraska $278,299 United States $366,157
$200,000 $250,000 $300,000 $350,000 2022 2024 2026
  • Wilcox$246,107
  • Nebraska$278,299
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
falling flat warming hot overheating runaway

Zip codes with a Wilcox address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Wilcox — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Wilcox