Williams Bay, Wisconsin.
Typical home $549,861 (+4.1% in a year). Whitewater, WI metro.
to buy the typical home at today's mortgage rate — +$1,768 (+158%) since Jan 2020.
- 1 year
- Up $21,567 +4%
- $528,293$549,861 since Sep 2025
- 5 years
- Up $156,967 +40%
- $392,893$549,861 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Williams Bay$2,886
- Wisconsin$1,770
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 10 years.
Typical home values in Williams Bay, WI rose 4.1% over the past year — faster than the nation's +1.2%.
Living in Williams Bay, Walworth County, Wisconsin
Williams Bay is a village of 2,953 people in Walworth County. 77% of its homes are lived in by their owners and 23% are rented. Unemployment in Walworth County was 3.0% in August 2026, and the county had 1.1% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Williams Bay is a small village on the shore of Geneva Lake, and most of the homes here are lived in by their owners. Typical home values run well above what many older homeowners elsewhere would expect, and incomes in the county are comfortable, though some residents live below the poverty line. Winters are cold and snowy, with January the coldest month, and summers turn warm in July, with a fair amount of rain and melted snow across the year.
Work. Residents work mainly in schools, hospitals and social care, in professional and business services, in restaurants, hotels and entertainment, and in the building trades. Across Walworth County, some of the largest workplaces are the University of Wisconsin-Whitewater, Marcus, which runs hotels with golf courses and spa facilities, and Conagra Brands, a food manufacturer. Unemployment in the county is low and little changed from a year earlier, and the commute is fairly long for many, while a good number of people work from home.
Things to do. Geneva Lake lies in or beside town and is the natural centre of outdoor life here. Big Foot Beach State Park, a protected area, is a short drive away. Lake Geneva Raceway, a race track, is also a short drive away, and Alpine Valley Music Theatre is a longer drive for those who want an evening of live music.
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- 1,184households
- 50%of adults have a degree
- 9%below the poverty line
- 27 mintypical commute
- 18%work from home
What residents work in
Employed residents by industry, from the Census survey. Walworth County had 45,772 jobs in 2025, 1.1% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 30° and lows near 15°; warmest in July, with highs near 86° and lows near 63°. About 40 inches of snow and 37 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Lake Geneva Wwtp weather station, 6 miles away (NOAA).
Largest workplaces in Walworth County
- University of Wisconsin-WhitewaterUniversity or college1,228
- MarcusHotels with golf courses, tennis courts, and/or other health spa facilities995
- Conagra BrandsFrozen specialty food manufacturing709
- Professional Power ProductsWindmills, electric power, generation-type, manufacturing587
- Elkhorn Area School DistrictSchool district440FTE
- MP SystemsTransmission and distribution line construction418
- WalmartWarehouse clubs and supercenters385
- Lake Lawn Resort721110 hotels and motels380
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 124 workplaces with 20 or more staff, 14,028 people in all across the county; Williams Bay has two of its own. Colleges come from IPEDS (NCES, 2023–24) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HailRelatively high
- TornadoesRelatively moderate
- Cold wavesRelatively moderate
- Strong windRelatively moderate
- LightningRelatively moderate
- Inland floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Walworth County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Walworth County and the Whitewater, WI metro.
Williams Bay home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Williams Bay$549,861
- Wisconsin$337,196
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 4 Williams Bay listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Williams Bay25.00%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Williams Bay32
New listings per month
Sellers arriving at the market.
- Williams Bay7
Zip codes with a Williams Bay address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Williams Bay — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.