Willoughby, Ohio.
Typical home $243,719 (+3.3% in a year), asking rent $1,417 . Cleveland-Elyria, OH metro.
Property tax and schools in Willoughby
Willoughby’s own tax page → what a home here pays, who charges it, its levies and ballot, and its schools.
Willoughby is in Lake County, where its property tax is set. Its homes there are in 2 school districts: Kirtland Local and Willoughby-Eastlake City. Check your own bill.
to buy the typical home at today's mortgage rate — +$680 (+114%) since Jan 2020.
- 1 year
- Up $7,796 +3%
- $235,924$243,719 since Sep 2025
- 5 years
- Up $54,313 +29%
- $189,406$243,719 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Willoughby$1,279
- Ohio$1,291
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 14 years.
Typical home values in Willoughby, OH rose 3.3% over the past year — faster than the nation's +1.2%.
Living in Willoughby, Lake County, Ohio
Willoughby is a city of 23,959 people in Lake County. Half its households earn more than $71,309 a year and half less, against $80,925 across Lake County; 10% of its people live below the poverty line. 63% of its homes are lived in by their owners and 37% are rented. Unemployment in Lake County was 1.6% in August 2026, and the county had 1.1% more jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 24 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Willoughby is a city in Lake County, Ohio, with a population that skews older than much of the country. Incomes run below the county's overall, and most homes are lived in by their owners rather than rented. Winters are cold and snowy, with January the coldest month, while summers are warm, and rain and melted snow fall steadily through the year.
Work. Residents work mostly in schools, hospitals and social care, with manufacturing, retail and professional and business services close behind. Among the town's largest workplaces are Marous Brothers Construction, Ohio Living - Breckenridge Village and Laurelwood Hospital. Many people drive a short way to work, and a good number work from home.
Things to do. Close to home, the Chagrin River runs in or beside town. A short drive away are the James A. Garfield National Historic Site, a protected area tied to the twentieth president, and Holden Arboretum, a botanical garden. For a longer outing, the Rock and Roll Hall of Fame, a museum, is a longer drive away.
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- 11,783households
- 37%of adults have a degree
- 10%below the poverty line
- 23 mintypical commute
- 18%work from home
What residents work in
Employed residents by industry, from the Census survey. Lake County had 99,690 jobs in 2025, 1.1% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 34° and lows near 19°; warmest in July, with highs near 82° and lows near 62°. About 48 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Kirtland-holden weather station, 6 miles away (NOAA).
Largest workplaces in Willoughby
- Marous Brothers ConstructionCommercial building construction general contractors302
- Ohio Living - Breckenridge VillageAssisted-living facilities with on-site nursing facilities288
- Laurelwood HospitalPsychiatric hospital216FTE
- TargetDiscount department stores174
- Integrated Mill SystemsSystems integration design services, computer171
- Budzar IndustriesGauges, industrial process-type, manufacturing140
- Heinen'sGrocery stores138
- Unisyn Precision ComponentsMachine shops135
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 42 workplaces with 20 or more staff, 4,512 people in all. Hospitals come from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherRelatively high
- Strong windRelatively moderate
- Inland floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Willoughby’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Lake County and the Cleveland-Elyria, OH metro.
Willoughby home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Willoughby$243,719
- Ohio$245,982
- United States$366,157
Sellers are cutting prices on about 1 in 3 Willoughby listings, and the typical home goes pending in 12 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Willoughby28.67%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
Not enough data to draw this yet.
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Willoughby82
New listings per month
Sellers arriving at the market.
- Willoughby31
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Willoughby$219,896
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
Not enough data to draw this yet.
Zip codes with a Willoughby address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Willoughby — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.