States · Maine · Cumberland County

Windham, Maine.

Typical home $492,051 (+3.7% in a year), asking rent $2,400 . Portland-South Portland, ME metro.

What it costs per month · Windham $2,583/mo

to buy the typical home at today's mortgage rate — +$1,512 (+141%) since Jan 2020.

What the home itself did
1 year
Up $17,703 +4%
$474,348$492,051 since Sep 2025
5 years
Up $109,243 +29%
$382,809$492,051 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 Windham $2,583 Maine $2,162 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • Windham$2,583
  • Maine$2,162
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 14 years.

Typical home values in Windham, ME rose 3.7% over the past year — faster than the nation's +1.2%.

Living in Windham, Cumberland County, Maine

Windham is a town of 18,434 people in Cumberland County. Half its households earn more than $107,934 a year and half less, against $95,677 across Cumberland County; 3% of its people live below the poverty line. 85% of its homes are lived in by their owners and 15% are rented. Unemployment in Cumberland County was 2.6% in August 2026, and the county had 1.2% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.

People 18,434 in the 2020 census; median age 41.8
Household income $107,934 the median, give or take $14,330 · Cumberland County: $95,677
Unemployment 2.6% Cumberland County, August 2026; 2.5% a year before
Homes 85% lived in by their owners; 15% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Windham is a town in Cumberland County where most homes are lived in by their owners, and far more so than is typical across the country. Household incomes run higher than across the county, few residents live below the poverty line, and a good share of adults hold a four-year degree. Winters are cold and snowy, summers are warm, and precipitation is fairly generous through the year.

Work. Residents work mostly in schools, hospitals and social care, in shops, in professional and business services, and in banks, insurance and property. Among the largest workplaces in Windham are RSU 14 Schools, Walmart and Hannaford. Commutes are on the longer side, and a fair number of people work from home.

Things to do. Sebago Lake, a reservoir, and the Pleasant River are both a short drive away. A longer drive leads to Higgins Beach, a beach, and to the Portland Museum of Art.

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  • 7,900households
  • 44%of adults have a degree
  • 3%below the poverty line
  • 26 mintypical commute
  • 19%work from home

What residents work in

  • Schools, hospitals and social care24%
  • Shops (retail)12%
  • Professional and business services11%
  • Banks, insurance and property9%
  • Building trades7%
  • Manufacturing7%

Employed residents by industry, from the Census survey. Cumberland County had 194,746 jobs in 2025, 1.2% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 29° and 11°; warmest in July, 80° and 60° 20° 40° 60° 80° J 29° 11° F M A M J J 80° 60° A S O N D
Average daily high and low for each month: coldest in January, 29° and 11°; warmest in July, 80° and 60° 20° 40° 60° 80° J 29° 11° F M A M J J 80° 60° A S O N D

Coldest in January, with highs near 29° and lows near 11°; warmest in July, with highs near 80° and lows near 60°. About 50 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Windham 2NW weather station, 5 miles away (NOAA).

Largest workplaces in Windham

  1. RSU 14 SchoolsSchool district594FTE
  2. WalmartWarehouse clubs and supercenters349
  3. HannafordGrocery stores230
  4. Lowe's Companies, INCHomecenter148
  5. Shaws SupermarketsSupermarkets and other grocery stores92
  6. SDIX-MaineBlood derivative in-vitro diagnostic substances manufacturing54
  7. Windham MillworkMoldings, wood and covered wood, manufacturing52
  8. Goodwill NNEUsed merch stores44

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 11 workplaces with 20 or more staff, 1,094 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Winter weatherVery high
  2. Ice stormsVery high
  3. LightningRelatively high
  4. HurricanesRelatively moderate
  5. Coastal floodingRelatively moderate
  6. Strong windRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Cumberland County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Cumberland County and the Portland-South Portland, ME metro.

Windham home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 $500,000 2018 2020 2022 2024 2026 Windham $492,051 Maine $412,002 United States $366,157
$200,000 $300,000 $400,000 $500,000 2018 2022 2026
  • Windham$492,051
  • Maine$412,002
  • United States$366,157
Property tax, 2026 roll $5,294/yr median bill inside Windham, effective 1.05% of estimated value — current assessment rolls, AssessorSearch Data Lab, quality-gated against the county's official figures

Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.

Sellers are cutting prices on about 1 in 3 Windham listings, and the typical home goes pending in 12 days — the market is cooling.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

10% 20% 30% 2022 2023 2024 2025 2026 Windham 31.89% United States 26.90%
10% 20% 30% 2022 2024 2026
  • Windham31.89%
  • United States26.90%

Days to pending

How long the typical listing takes to go under contract.

10 15 20 25 2026 Windham 12 United States 27
10 15 20 25 2026
  • Windham12
  • United States27

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

25 50 75 100 125 2018 2019 2020 2021 2022 2023 2024 2025 2026 Windham 91
25 50 75 100 125 2018 2022 2026
  • Windham91

New listings per month

Sellers arriving at the market.

10 20 30 40 50 2018 2019 2020 2021 2022 2023 2024 2025 2026 Windham 40
10 20 30 40 50 2018 2022 2026
  • Windham40

Median sale price

What buyers actually paid — closed sales, not asking prices.

$400,000 $450,000 $500,000 2026 Windham $510,097 United States $371,407
$400,000 $450,000 $500,000 2026
  • Windham$510,097
  • United States$371,407

Sale-to-list ratio

Above 100%, homes sell over asking; below, buyers negotiate wins.

Not enough data to draw this yet.

Zip codes with a Windham address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Windham — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Windham