Winona, Minnesota.
Typical home $262,043 (+3.9% in a year), asking rent $1,065 . Winona, MN metro.
to buy the typical home at today's mortgage rate — +$744 (+118%) since Jan 2020.
- 1 year
- Up $9,848 +4%
- $252,196$262,043 since Sep 2025
- 5 years
- Up $60,169 +30%
- $201,874$262,043 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Winona$1,375
- Minnesota$1,831
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 13 years.
Typical home values in Winona, MN rose 3.9% over the past year — faster than the nation's +1.2%.
Living in Winona, Winona County, Minnesota
Winona is a city of 25,948 people in Winona County. Half its households earn more than $56,337 a year and half less, against $70,744 across Winona County; 23% of its people live below the poverty line. 58% of its homes are lived in by their owners and 42% are rented. Unemployment in Winona was 4.1% in August 2026, and Winona County had 0.4% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Winona is a small city with a young population for a place its size, with a median age well below what is common across much of the country. Incomes run below the county's as a whole, and poverty is more common here than in many towns. More households rent than across the county, and a four-year degree is fairly common among adults. Winters are cold, with January the coldest month, and summers are warm, with July the warmest.
Work. Many residents work in schools, hospitals and social care, followed by manufacturing, shops, and restaurants, hotels and entertainment. The largest workplaces in town include Winona State University, Saint Mary's University of Minnesota and Winona Health Services. Commutes are short, and the job market has softened a little, with unemployment higher than a year earlier and slightly fewer jobs across the county than the year before.
Things to do. In or beside town, the Minnesota Marine Art Museum and the Winona County History Center are both close at hand. A short drive away, the Trempealeau National Wildlife Refuge is a protected area for walking and watching wildlife. Merrick State Park, also a short drive away, offers more time outdoors along the river country nearby.
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- 10,786households
- 36%of adults have a degree
- 23%below the poverty line
- 14 mintypical commute
- 9%work from home
What residents work in
Employed residents by industry, from the Census survey. Winona County had 23,933 jobs in 2025, 0.4% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 27° and lows near 11°; warmest in July, with highs near 85° and lows near 65°.
Average daily high and low, 1991–2020, at the Winona weather station, 2 miles away (NOAA).
Largest workplaces in Winona
- Winona State UniversityUniversity or college910
- Saint Mary's University of MinnesotaUniversity or college732
- Winona Health ServicesGeneral hospital711FTE
- Fastenal CompanyIndustrial supplies merchant wholesalers548
- Winona Area Public School DistrictSchool district421FTE
- Fastenal CompanyIndustrial supplies merchant wholesalers411
- WalmartWarehouse clubs and supercenters368
- Fanatics Retail Group FulfillmentOther miscellaneous manufacturing308
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 66 workplaces with 20 or more staff, 9,104 people in all. Colleges come from IPEDS (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesRelatively high
- Inland floodingRelatively high
- Hailrelatively high in parts of WinonaRelatively moderate
- Tornadoesrelatively high in parts of WinonaRelatively moderate
- Winter weatherrelatively high in parts of WinonaRelatively moderate
- Strong windRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Winona’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Winona County and the Winona, MN metro.
Winona home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Winona$262,043
- Minnesota$348,778
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 4 Winona listings, and the typical home goes pending in 19 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Winona23.48%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Winona19
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Winona99
New listings per month
Sellers arriving at the market.
- Winona41
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Winona$271,038
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Winona101.39%
Zip codes with a Winona address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Winona — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Winona
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 55987 | Winona | 34,072 | $1,065 | $258,599 |
| 55925 | Dakota | 1,336 | — | $337,774 |