Wisner, Nebraska.
Typical home $232,712 (+5.2% in a year).
to buy the typical home at today's mortgage rate — +$724 (+146%) since Jan 2020.
- 1 year
- Up $11,444 +5%
- $221,268$232,712 since Sep 2025
- 5 years
- Up $65,272 +39%
- $167,440$232,712 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Wisner$1,221
- Nebraska$1,461
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in Wisner, NE rose 5.2% over the past year — faster than the nation's +1.2%.
Living in Wisner, Cuming County, Nebraska
Wisner is a city of 1,239 people in Cuming County. Half its households earn more than $61,739 a year and half less, against $71,104 across Cuming County; 10% of its people live below the poverty line. 64% of its homes are lived in by their owners and 36% are rented. Unemployment in Cuming County was 1.8% in August 2026, and the county had 2.3% more jobs in 2025 than the year before. The most people in Cuming County work in schools and health care, then farming.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Wisner is a small city in Cuming County, Nebraska, where most homes are lived in by their owners and many people have known one another a long time. Incomes in town run below the county's, and typical home values are modest for a community with this much room around it. Winters are cold, with a January that stays well below freezing, summers turn properly warm in July, and the snow and rain are each ordinary for the central plains.
Work. Many residents work in schools, hospitals and social care, and in farming, forestry and mining, with manufacturing and banking close behind. Across Cuming County, some of the largest workplaces are Franciscan Healthcare, a critical access hospital, West Point Dairy Products, which makes creamery butter, and West Point Public Schools. Commutes are short, jobs across the county have been growing, and unemployment is low and little changed from a year earlier.
Things to do. Rock Creek is a river a short drive away, and Pebble Creek is another river a longer drive off. Farther out, the John G. Neihardt State Historic Site is a protected area honoring the Nebraska poet, and the Wayne State College Arboretum is a botanical garden. Theatre-goers can also look to Schneider's Opera House, a theatre a longer drive away.
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- 658households
- 22%of adults have a degree
- 10%below the poverty line
- 17 mintypical commute
- 4%work from home
What people in Cuming County work in
Employed residents by industry, from the Census survey. Cuming County had 3,865 jobs in 2025, 2.3% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 31° and lows near 11°; warmest in July, with highs near 85° and lows near 62°. About 26 inches of snow and 26 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Stanton 7NE weather station, 14 miles away (NOAA).
Largest workplaces in Cuming County
- Franciscan HealthcareCritical access hospital180FTE
- West Point Dairy ProductsCreamery butter manufacturing140
- West Point Public SchoolsSchool district139FTE
- Wisner-pilger Public SchoolsSchool district84FTE
- Valmont Industries69
- Bancroft-rosalie Comm SchoolsSchool district60FTE
- Hy-VeeSupermarkets and other grocery except convenience stores33
- North American Truck & TrailerTruck trailer merchant wholesalers33
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 7 workplaces with 20 or more staff, 592 people in all across the county; Wisner has one of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HailVery high
- Strong windVery high
- TornadoesVery high
- Inland floodingVery high
- DroughtRelatively high
- WildfireRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Wisner’s census tracts, against the rest of the country; all of them together, very high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Cuming County.
Wisner home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Wisner$232,712
- Nebraska$278,299
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Wisner9
Zip codes with a Wisner address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Wisner — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.