Wolf Point, Montana.
Typical home $141,548 (+9.9% in a year).
to buy the typical home at today's mortgage rate — +$432 (+139%) since Jan 2020.
- 1 year
- Up $12,758 +10%
- $128,790$141,548 since Sep 2025
- 5 years
- Up $29,745 +27%
- $111,803$141,548 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Wolf Point$743
- Montana$2,453
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 15 years.
Typical home values in Wolf Point, MT rose 9.9% over the past year — faster than the nation's +1.2%.
Living in Wolf Point, Roosevelt County, Montana
Wolf Point is a city of 2,517 people in Roosevelt County. 52% of its homes are lived in by their owners and 48% are rented. Unemployment in Roosevelt County was 4.5% in August 2026, and the county had 1.1% more jobs in 2025 than the year before. The most residents work in shops, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Wolf Point is a small city in northeastern Montana, and its people are younger than in most American towns. Fewer homes are lived in by their owners than across much of the country, and incomes in Roosevelt County sit below what is typical nationwide. A four-year degree is held by relatively few adults here, and a good share of households live below the poverty line. Winters are very cold, with January the coldest month, while July brings real summer warmth. The year is dry, with only a modest amount of rain and melted snow.
Work. Residents work mostly in shops, in schools, hospitals and social care, in government, and in restaurants, hotels and entertainment. The biggest workplaces in town include Northeast Montana Health Services, a critical access hospital, along with the Wolf Point elementary school district and Albertsons, the grocery store. Getting to work is quick, and almost nobody works from home. Roosevelt County added a few more jobs last year than the year before, and unemployment there has eased slightly compared with a year earlier.
Things to do. The Montana Cowboy Hall of Fame is a museum in or beside town, and it is the best known stop nearby. For time outdoors, the Poplar River and the Redwater River are both a longer drive away.
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- 855households
- 12%of adults have a degree
- 23%below the poverty line
- 12 mintypical commute
- 1%work from home
What residents work in
Employed residents by industry, from the Census survey. Roosevelt County had 3,430 jobs in 2025, 1.1% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 25° and lows near 6°; warmest in July, with highs near 87° and lows near 59°. About 14 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Wolf Pt weather station, under a mile away (NOAA).
Largest workplaces in Wolf Point
- Northeast Montana Health ServicesCritical access hospital159FTE
- Wolf Point Elem SchoolsSchool district91FTE
- AlbertsonsSupermarkets and other grocery stores53
- Wolf Point H S SchoolsSchool district39FTE
- Indian Health ServiceFederal government · Department of Health and Human Services24
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 1 workplace with 20 or more staff, 53 people in all. Hospitals come from their Medicare cost reports (CMS, 2023), school districts from the Common Core of Data (NCES, 2023–24) and federal offices from OPM's federal workforce data (2026); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesVery high
- Winter weatherVery high
- Strong windVery high
- HailRelatively high
- Heat wavesRelatively high
- LightningRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Wolf Point’s census tracts, against the rest of the country; all of them together, very high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Roosevelt County.
Wolf Point home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Wolf Point$141,548
- Montana$467,275
- United States$366,157
Sellers are cutting prices on about 1 in 10 Wolf Point listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Wolf Point10.19%
- United States26.36%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Wolf Point22
Zip codes with a Wolf Point address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Wolf Point — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.