Woodruff, Wisconsin.
Typical home $330,756 (+6.8% in a year).
to buy the typical home at today's mortgage rate — +$1,088 (+168%) since Jan 2020.
- 1 year
- Up $21,174 +7%
- $309,581$330,756 since Sep 2025
- 5 years
- Up $88,598 +37%
- $242,157$330,756 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Woodruff$1,736
- Wisconsin$1,770
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in Woodruff, WI rose 6.8% over the past year — faster than the nation's +1.2%.
Living in Woodruff, Vilas County, Wisconsin
Woodruff, in Vilas County, had 891 people in the 2020 census. Unemployment in Vilas County was 3.5% in August 2026, and the county had 1.6% more jobs in 2025 than the year before. The most people in Vilas County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Woodruff is a small community in Vilas County, in Wisconsin's northern lake country. It is a place of mostly older residents, with an age profile well above what is typical across the country, and few households here live below the poverty line. Winters are long and cold, with January highs staying well below freezing and a great deal of snow through the season, while July brings warm days.
Work. Residents work mainly in schools, hospitals and social care, in shops, in restaurants, hotels and entertainment, and in the building trades. Howard Young Medical Center, Student Transportation of America and Milestone Senior Living-Woodruff are among the largest workplaces in town. Unemployment across Vilas County is a little higher than a year ago, though the county has added jobs over the past year.
Things to do. Lake Minocqua lies in or beside town, and Patricia Lake and Kawaguesaga Lake are both a short drive away. For quieter walking, Black Tern Bog State Natural Area is a protected area a short drive away. Trout Lake is a longer drive for those who want to go further afield.
Report a mistake
- 5%below the poverty line
- 0%work from home
What people in Vilas County work in
Employed residents by industry, from the Census survey. Vilas County had 8,411 jobs in 2025, 1.6% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 20° and lows near 1°; warmest in July, with highs near 77° and lows near 54°. About 99 inches of snow and 34 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Minocqua weather station, 2 miles away (NOAA).
Largest workplaces in Woodruff
- Howard Young Medical CenterGeneral hospital146FTE
- Student Transportation of America48541055
- Milestone Senior Living-WoodruffAssisted-living facilities with on-site nursing facilities24
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 3 workplaces with 20 or more staff, 443 people in all. Hospitals come from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesRelatively high
- Strong windRelatively moderate
- Winter weatherRelatively moderate
- LightningRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Vilas County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Vilas County.
Woodruff home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Woodruff$330,756
- Wisconsin$337,196
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 4 Woodruff listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Woodruff23.71%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Woodruff43
New listings per month
Sellers arriving at the market.
- Woodruff11
Zip codes with a Woodruff address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Woodruff — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.