Xenia, Ohio.
Typical home $254,425 (+4.6% in a year), asking rent $1,352 (+1.5%). Dayton-Kettering, OH metro.
Property tax and schools in Xenia
Xenia’s own tax page → what a home here pays, who charges it, its levies and ballot, and its schools.
Xenia is in Greene County, where its property tax is set. Its homes there are in the Xenia Community City school district. Check your own bill.
to buy the typical home at today's mortgage rate — +$743 (+125%) since Jan 2020.
- 1 year
- Up $11,073 +5%
- $243,352$254,425 since Sep 2025
- 5 years
- Up $58,402 +30%
- $196,023$254,425 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Xenia$1,335
- Ohio$1,291
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 13 years.
Typical home values in Xenia, OH rose 4.6% over the past year — faster than the nation's +1.2%.
Asking rents in Xenia, OH rose 1.5% over the past year — slower than the nation's +2.7%.
Owning the typical home in Xenia runs $598/mo more than renting one. The gap peaked at $611 in Feb 2025.
That is $1,950 a month against $1,352 rent: a $1,335 mortgage payment, plus $342 property tax and $272 insurance & upkeep.
Owning vs renting — Xenia
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$1,950
- Renting$1,352
- Mortgage only$1,335
Property tax · $342/mo 1.61% of value a year — the ACS 2020-2024 median bill over the median home value for Greene County, OH
Insurance & upkeep · $272/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Xenia, Greene County, Ohio
Xenia is a city of 25,441 people in Greene County. Half its households earn more than $56,029 a year and half less, against $87,309 across Greene County; 18% of its people live below the poverty line. 61% of its homes are lived in by their owners and 39% are rented. Unemployment in Xenia was 3.8% in August 2026, and Greene County had 0.3% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Xenia is a city and the seat of Greene County, with a population on the smaller side for a city. Its residents are somewhat older than in many places, and incomes are lower than across the county, with more people living below the poverty line than most of the country would expect. A majority of homes are lived in by their owners, though renters make up a real part of the town, and fewer adults hold a four-year degree than in many communities. Winters are cold, with snow most years, and summers are warm, with steady rain and melted snow spread through the year.
Work. Many residents work in schools, hospitals and social care, followed by shops, manufacturing, and professional and business services. The largest workplaces in Xenia include Xenia Community City Schools, Walmart and Greene Memorial Hospital. Unemployment has eased over the past year, and the typical commute is a moderate one, with only a small number of people working from home.
Things to do. A short drive away are the National Afro-American Museum and Cultural Center, the Charles Young Buffalo Soldiers National Monument, and the Little Miami Scenic Trail for walking or cycling. Great Council State Park is also a short drive from town. A longer drive brings you to the National Museum of the United States Air Force, one of the best known museums of its kind.
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- 10,765households
- 22%of adults have a degree
- 18%below the poverty line
- 25 mintypical commute
- 6%work from home
What residents work in
Employed residents by industry, from the Census survey. Greene County had 80,454 jobs in 2025, 0.3% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 38° and lows near 23°; warmest in July, with highs near 83° and lows near 65°. About 20 inches of snow and 43 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Xenia Sse weather station, 6 miles away (NOAA).
Largest employers in Xenia
- Greene County
- Department of Defense
- Xenia Community Schools
- City of Xenia
- Kettering Medical Center
- Wal-mart Associates Inc
- NUCOR Corporation
- OneSource Employee Mgmt LLC
From the City of Xenia’s annual financial report for 2024, its schedule of principal employers, as Ohio’s Auditor of State publishes it: the report. It gives no employee counts, so they are in its order, by the city income tax they withheld.
Natural hazards
- Cold wavesRelatively high
- Ice stormsRelatively moderate
- Strong windRelatively moderate
- LightningRelatively moderate
- TornadoesRelatively moderate
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Xenia’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Greene County and the Dayton-Kettering, OH metro.
Xenia home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Xenia$254,425
- Ohio$245,982
- United States$366,157
Sellers are cutting prices on about 1 in 3 Xenia listings, and the typical home goes pending in 16 days — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Xenia39.18%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Xenia16
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Xenia147
New listings per month
Sellers arriving at the market.
- Xenia59
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Xenia$221,987
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Xenia99.08%
Zip codes with a Xenia address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Xenia — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.