Yale, Michigan.
Typical home $246,313 (+3.4% in a year). Detroit-Warren-Dearborn, MI metro.
to buy the typical home at today's mortgage rate — +$702 (+119%) since Jan 2020.
- 1 year
- Up $8,042 +3%
- $238,271$246,313 since Sep 2025
- 5 years
- Up $38,633 +19%
- $207,680$246,313 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Yale$1,293
- Michigan$1,384
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 20 years.
Typical home values in Yale, MI rose 3.4% over the past year — faster than the nation's +1.2%.
Living in Yale, St. Clair County, Michigan
Yale is a city of 1,903 people in St. Clair County. Half its households earn more than $53,236 a year and half less, against $71,270 across St. Clair County; 18% of its people live below the poverty line. 70% of its homes are lived in by their owners and 30% are rented. Unemployment in St. Clair County was 5.3% in August 2026, and the county had 1.3% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Yale is a small city in St. Clair County where most homes are lived in by their owners. Household incomes run well below the county's, and more people live below the poverty line than a typical household would expect. Few adults hold a four-year degree, and winters are cold and snowy, with January the coldest month and July the warmest.
Work. Residents work mostly in schools, hospitals and social care, with manufacturing, retail and professional and business services also employing many. Yale Public Schools, Medilodge of Yale and Roller Die-Yale are among the largest workplaces in town. The commute is long, and very few people work from home. Unemployment across St. Clair County is higher than it was a year earlier, and the county has fewer jobs than the year before.
Things to do. The St. Clair River is a river a longer drive away, and it is one of the best known waters in the area. The Thomas Edison Depot Museum is a museum a longer drive away, and Lakeport State Park is a protected area also a longer drive away. Each is a trip outside town rather than a short hop.
Report a mistake
- 855households
- 10%of adults have a degree
- 18%below the poverty line
- 35 mintypical commute
- 3%work from home
What residents work in
Employed residents by industry, from the Census survey. St. Clair County had 41,734 jobs in 2025, 1.3% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 29° and lows near 13°; warmest in July, with highs near 82° and lows near 56°. About 41 inches of snow and 31 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Yale Nnw weather station, a mile away (NOAA).
Largest workplaces in Yale
- Yale Public SchoolsSchool district229FTE
- Medilodge of YaleSkilled nursing facilities121
- Roller Die-YaleCustom roll forming metal products42
- YaleMail and parcel delivery23
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 3 workplaces with 20 or more staff, 186 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesRelatively high
- Strong windRelatively high
- Inland floodingRelatively moderate
- TornadoesRelatively moderate
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Yale’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on St. Clair County and the Detroit-Warren-Dearborn, MI metro.
Yale home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Yale$246,313
- Michigan$263,760
- United States$366,157
Sellers are cutting prices on about 1 in 4 Yale listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Yale27.01%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Yale26
New listings per month
Sellers arriving at the market.
- Yale9
Zip codes with a Yale address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Yale — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.