Yonkers, New York.
Typical home $701,827 (+7.3% in a year), asking rent $2,765 (+7.7%). New York-Newark-Jersey City, NY-NJ-PA metro.
to buy the typical home at today's mortgage rate — +$1,941 (+111%) since Jan 2020.
- 1 year
- Up $47,525 +7%
- $654,302$701,827 since Sep 2025
- 5 years
- Up $156,359 +29%
- $545,468$701,827 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Yonkers$3,684
- New York$2,755
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 14 years.
Typical home values in Yonkers, NY rose 7.3% over the past year — faster than the nation's +1.2%.
Asking rents in Yonkers, NY rose 7.7% over the past year — faster than the nation's +2.7%.
Owning the typical home in Yonkers runs $2,552/mo more than renting one — the widest that gap has been in this data.
That is $5,317 a month against $2,765 rent: a $3,684 mortgage payment, plus $882 property tax and $751 insurance & upkeep.
Owning vs renting — Yonkers
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$5,317
- Renting$2,765
- Mortgage only$3,684
Property tax · $882/mo 1.51% of value a year — the ACS 2020-2024 median bill over the median home value for Westchester County, NY
Insurance & upkeep · $751/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Yonkers, Westchester County, New York
Yonkers is a city of 211,569 people in Westchester County. Half its households earn more than $83,549 a year and half less, against $118,976 across Westchester County; 14% of its people live below the poverty line. 46% of its homes are lived in by their owners and 54% are rented. Unemployment in Yonkers was 4.9% in August 2026, and Westchester County had 0.8% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Yonkers is a large city just north of New York City, in Westchester County, and one of the biggest in the state. Fewer homes here are lived in by their owners than across the county, and households have lower incomes than the county's, with a good many people living below the poverty line. Winters are cold and snowy, with January the coldest month, while July brings warm summer days, and rain and melted snow fall through the year.
Work. Many residents work in schools, hospitals and social care, followed by professional and business services, shops, and restaurants, hotels and entertainment. Among the largest workplaces in Yonkers are the Yonkers City School District, St. Johns Riverside Hospital and St. Josephs Medical Center. Commutes are fairly long, and some people work from home.
Things to do. A short drive away are the Bronx Zoo, the New York Botanical Garden and Yankee Stadium. The Hudson River runs along the city's western edge, and a longer drive brings you to Central Park and museums such as the Metropolitan Museum of Art.
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- 81,645households
- 36%of adults have a degree
- 14%below the poverty line
- 36 mintypical commute
- 12%work from home
What residents work in
Employed residents by industry, from the Census survey. Westchester County had 433,070 jobs in 2025, 0.8% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 40° and lows near 23°; warmest in July, with highs near 86° and lows near 64°. About 33 inches of snow and 51 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Dobbs Ferry-ardsley weather station, 5 miles away (NOAA).
Largest workplaces in Yonkers
- Yonkers City School DistrictSchool district3,450FTE
- A&A MaintenanceJanitorial services2,750
- St. Johns Riverside HospitalGeneral hospital1,819FTE
- St. Josephs Medical CenterGeneral hospital1,647FTE
- AccentCare, Inc. E03Home health care732
- Elizabeth Seton Pediatric CenterSkilled nursing facilities720
- MGM YonkersCasinos656
- Liberty Lines TransitCommuter transit systems, mixed mode636
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 63 workplaces with 20 or more staff, 14,109 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windRelatively moderate
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Yonkers’ census tracts, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Westchester County and the New York-Newark-Jersey City, NY-NJ-PA metro.
Yonkers home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Yonkers$701,827
- New York$524,942
- United States$366,157
Sellers are cutting prices on about 1 in 6 Yonkers listings, and the typical home goes pending in 39 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Yonkers15.66%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Yonkers39
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Yonkers427
New listings per month
Sellers arriving at the market.
- Yonkers105
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Yonkers$505,793
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Yonkers101.45%
Zip codes with a Yonkers address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Yonkers — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Yonkers
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 10701 | Yonkers | 70,676 | $2,737 | $627,944 |
| 10705 | Yonkers | 38,887 | $2,746 | $708,540 |
| 10704 | Yonkers | 31,921 | $2,641 | $680,453 |
| 10710 | Yonkers | 25,855 | $2,937 | $761,236 |
| 10703 | Yonkers | 22,586 | $2,908 | $620,367 |