York, Pennsylvania.
Typical home $278,056 (+3.7% in a year), asking rent $1,367 (+4.7%). York-Hanover, PA metro.
to buy the typical home at today's mortgage rate — +$837 (+135%) since Jan 2020.
- 1 year
- Up $9,986 +4%
- $268,070$278,056 since Sep 2025
- 5 years
- Up $74,600 +37%
- $203,456$278,056 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- York$1,459
- Pennsylvania$1,507
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in York, PA rose 3.7% over the past year — faster than the nation's +1.2%.
Asking rents in York, PA rose 4.7% over the past year — faster than the nation's +2.7%.
Owning the typical home in York runs $763/mo more than renting one. The gap peaked at $765 in Jan 2025.
That is $2,131 a month against $1,367 rent: a $1,459 mortgage payment, plus $373 property tax and $298 insurance & upkeep.
Owning vs renting — York
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$2,131
- Renting$1,367
- Mortgage only$1,459
Property tax · $373/mo 1.61% of value a year — the ACS 2020-2024 median bill over the median home value for York County, PA
Insurance & upkeep · $298/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in York, York County, Pennsylvania
York is a city of 44,800 people in York County. Half its households earn more than $48,420 a year and half less, against $84,829 across York County; 21% of its people live below the poverty line. 44% of its homes are lived in by their owners and 56% are rented. Unemployment in York was 6.2% in August 2026, and York County had 0.1% more jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. York is a city where most homes are rented rather than lived in by their owners, and household incomes run well below the county's. The population is young for a place of its size, and fewer adults hold a four-year degree than you would find across much of the country. Winters are cold, with a fair amount of snow, and summers turn warm and fairly wet through the year.
Work. Many residents work in schools, hospitals and social care, with manufacturing, shops, and professional and business services also employing a good share. Among the largest workplaces in York are York Hospital, York City Schools and York Wallcoverings. Joblessness has eased compared with a year ago, though it remains higher than in much of the county, and the typical commute is moderate.
Things to do. Santander Stadium is in or beside town, a handy spot for a game. A longer drive away is Hersheypark, one of the best known amusement parks in the region, and the National Watch and Clock Museum, a museum devoted to timekeeping. City Island, a garden, is also a longer drive away.
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- 17,893households
- 18%of adults have a degree
- 21%below the poverty line
- 23 mintypical commute
- 11%work from home
What residents work in
Employed residents by industry, from the Census survey. York County had 182,806 jobs in 2025, 0.1% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 41° and lows near 21°; warmest in July, with highs near 88° and lows near 63°. About 25 inches of snow and 46 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the York Ssw Pump Station weather station, 4 miles away (NOAA).
Largest workplaces in York
- York HospitalGeneral hospital3,582FTE
- Kinsley ConstructionWarehouse, industrial, construction1,820
- York City SDSchool district721FTE
- York WallcoveringsAdhesive tape made from purchased materials324
- Precision Custom ComponentsPlate work, fabricated metal, manufacturing250
- Bell Socialization Services, Inc. - Main OfficeMental health facilities, residential187
- Stewart & TateBlacktop work, residential and commercial driveway and parking area170
- CintasIndustrial launderers153
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 33 workplaces with 20 or more staff, 9,280 people in all. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherRelatively high
- Strong windRelatively moderate
- LightningRelatively moderate
- Inland floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in York’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on York County and the York-Hanover, PA metro.
York home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- York$278,056
- Pennsylvania$287,078
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 4 York listings, and the typical home goes pending in 8 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- York26.70%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- York8
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- York457
New listings per month
Sellers arriving at the market.
- York225
Median sale price
What buyers actually paid — closed sales, not asking prices.
- York$280,386
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- York100.79%
Zip codes with a York address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls York — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in York
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 17403 | York | 40,287 | $1,368 | $251,655 |
| 17404 | York | 39,374 | $1,289 | $259,315 |
| 17402 | York | 37,466 | $1,751 | $329,430 |
| 17408 | York | 25,431 | $1,560 | $298,626 |
| 17406 | York | 23,636 | — | $296,782 |
| 17401 | York | 18,570 | $1,195 | $147,294 |
| 17318 | Emigsville | 230 | — | $224,004 |