States · Arizona · Gila County

Young, Arizona.

Typical home $387,510 (+6.6% in a year). Payson, AZ metro.

What it costs per month · Young $2,034/mo

to buy the typical home at today's mortgage rate — +$1,089 (+115%) since Jan 2020.

What the home itself did
1 year
Up $24,023 +7%
$363,487$387,510 since Sep 2025
5 years
Up $46,207 +14%
$341,303$387,510 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 Young $2,034 Arizona $2,187 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • Young$2,034
  • Arizona$2,187
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 27 years.

Typical home values in Young, AZ rose 6.6% over the past year — faster than the nation's +1.2%.

Living in Young, Gila County, Arizona

Young, in Gila County, had 588 people in the 2020 census. Unemployment in Gila County was 5.0% in August 2026, and the county had 4.0% fewer jobs in 2025 than the year before. The most people in Gila County work in schools and health care, then restaurants and hotels.

People 588 in the 2020 census
Household income Too few homes in Young for the Census survey to measure.
Unemployment 5.0% Gila County, August 2026; 4.3% a year before
Homes Too few homes in Young for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Young is a very small community in Gila County, Arizona, where neighbors tend to know one another and the pace is quiet. Homes here are valued well above what the county's incomes would suggest, so buying in tends to take more than local paychecks alone. Winters are cold, with chilly days and nights that fall below freezing in December, and some snow each year. Summers are warm without being extreme, and the year brings a modest amount of rain and melted snow.

Work. Residents work mostly in schools, hospitals and social care, in restaurants and hotels, in shops, and in the building trades. Across Gila County, some of the largest workplaces are Freeport McMoRan, which runs copper smelting and rod milling, Gila County Government, and the Cobre Valley Regional Medical Center. Jobs across the county have recently become fewer, and unemployment there is higher than it was a year earlier.

Things to do. Young sits within reach of a good deal of open country, though most of it is a longer drive away. Tonto National Forest, a large protected area, is the best known, and Black Canyon Lake and Willow Springs Lake offer fishing and quiet water. Haigler Creek is a river within the same stretch of forest country, a longer drive from town.

Report a mistake

What people in Gila County work in

  • Schools, hospitals and social care24%
  • Restaurants, hotels and entertainment13%
  • Shops (retail)10%
  • Building trades10%
  • Professional and business services9%
  • Government8%

Employed residents by industry, from the Census survey. Gila County had 15,339 jobs in 2025, 4.0% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in December, 52° and 25°; warmest in July, 88° and 59° 20° 40° 60° 80° J F M A M J J 88° 59° A S O N D 52° 25°
Average daily high and low for each month: coldest in December, 52° and 25°; warmest in July, 88° and 59° 20° 40° 60° 80° J F M A M J J 88° 59° A S O N D 52° 25°

Coldest in December, with highs near 52° and lows near 25°; warmest in July, with highs near 88° and lows near 59°. About 8 inches of snow and 20 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Pleasant Valley weather station, 2 miles away (NOAA).

Largest workplaces in Gila County

  1. Freeport McMoRanCopper smelting and rod milling911
  2. Gila County GovernmentBoards of supervisors, county and local473
  3. Cobre Valley Reg. Medical CenterCritical access hospital343FTE
  4. Whiteriver Unified District (4394)School district304FTE
  5. Payson Unified District (4209)School district297FTE
  6. WalmartWarehouse clubs and supercenters286
  7. Apache Gold CasinoCasino with hotel273
  8. San Carlos Unified District (4210)School district265FTE

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 26 workplaces with 20 or more staff, 3,792 people in all across the county; Young has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. WildfireVery high
  2. Inland floodingVery high
  3. LightningRelatively high
  4. Winter weatherRelatively high
  5. Heat wavesRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Young’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Gila County and the Payson, AZ metro.

Young home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 Young $387,510 Arizona $416,733 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • Young$387,510
  • Arizona$416,733
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

5 10 15 2023 2024 2025 2026 Young 15
5 10 15 2023 2024 2025 2026
  • Young15

Zip codes with a Young address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Young — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zillow publishes no zip-level series with this city on the address.