Zachary, Louisiana.
Typical home $266,070 (+1.2% in a year), asking rent $1,690 (+0.8%). Baton Rouge, LA metro.
to buy the typical home at today's mortgage rate — +$611 (+78%) since Jan 2020.
- 1 year
- Up $3,103 +1%
- $262,967$266,070 since Sep 2025
- 5 years
- Up $32,828 +14%
- $233,242$266,070 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Zachary$1,397
- Louisiana$1,123
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 26 years.
Typical home values in Zachary, LA rose 1.2% over the past year — in step with the nation.
Asking rents in Zachary, LA rose 0.8% over the past year — slower than the nation's +2.7%.
Owning the typical home in Zachary runs $139/mo more than renting one. The gap peaked at $252 in May 2024.
That is $1,829 a month against $1,690 rent: a $1,397 mortgage payment, plus $148 property tax and $285 insurance & upkeep.
Owning vs renting — Zachary
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$1,829
- Renting$1,690
- Mortgage only$1,397
Property tax · $148/mo 0.67% of value a year — the ACS 2020-2024 median bill over the median home value for East Baton Rouge Parish, LA
Insurance & upkeep · $285/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Zachary, East Baton Rouge Parish, Louisiana
Zachary is a city of 19,316 people in East Baton Rouge Parish. Half its households earn more than $84,480 a year and half less, against $63,071 across East Baton Rouge Parish; 8% of its people live below the poverty line. 80% of its homes are lived in by their owners and 20% are rented. Unemployment in East Baton Rouge Parish was 3.7% in August 2026, and the county had about as many jobs in 2025 as the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 24 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Zachary is a small city in East Baton Rouge Parish where most homes are lived in by their owners, a good deal more than is typical across the country. Household incomes run well above the parish's, and fewer residents live below the poverty line than in many places. The typical resident is in the middle years of adulthood, and a four-year degree is held by a sizable group of adults but not a majority.
Work. Residents are most often employed in schools, hospitals and social care, followed by manufacturing, government, and transport, warehouses and utilities. Among the largest workplaces in town are the Zachary Community School District, Walmart and Zachary Manor Nursing & Rehabilitation Center. Unemployment across the parish has eased compared with a year earlier, though the number of jobs there has stayed about level. Most people travel a fair distance to work and few work from home.
Things to do. The Baton Rouge Zoo is a short drive away, and Port Hudson State Historic Site, an archaeological site, is close by too. A longer drive leads to the USS Kidd, a museum ship, and to Tiger Stadium. Winters are mild with little or no snow, summers are hot, and the year is a wet one, so outdoor plans often suit the cooler months.
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- 7,648households
- 33%of adults have a degree
- 8%below the poverty line
- 28 mintypical commute
- 6%work from home
What residents work in
Employed residents by industry, from the Census survey. East Baton Rouge Parish had 270,640 jobs in 2025, about as many as the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 62° and lows near 42°; warmest in August, with highs near 92° and lows near 73°. About 62 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Baton Rouge Ryan Airport weather station, 9 miles away (NOAA).
Largest workplaces in Zachary
- Zachary Community School DistrictSchool district607FTE
- WalmartWarehouse clubs and supercenters324
- First Student168
- Zachary Manor Nursing & Rehabilitation CenterNursing homes105
- ZacharyMail and parcel delivery40
- Zachary-amg Specialty HospitalLong-term care hospital38FTE
- Oakwood AL OpcoAssisted-living facilities without on-site nursing care facilities34
- A-Core of LouisianaConcrete sawing drilling30
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 12 workplaces with 20 or more staff, 883 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- TornadoesVery high
- HurricanesRelatively high
- Inland floodingRelatively high
- Cold wavesRelatively high
- Heat wavesRelatively high
- LightningRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Zachary’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on East Baton Rouge Parish and the Baton Rouge, LA metro.
Zachary home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Zachary$266,070
- Louisiana$213,867
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 4 Zachary listings, and the typical home goes pending in 63 days — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Zachary27.50%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Zachary63
- United States24
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Zachary154
New listings per month
Sellers arriving at the market.
- Zachary32
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Zachary$266,930
- United States$371,407
Zip codes with a Zachary address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Zachary — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.