Zumbrota, Minnesota.
Typical home $329,471 (+2.5% in a year). Red Wing, MN metro.
to buy the typical home at today's mortgage rate — +$892 (+106%) since Jan 2020.
- 1 year
- Up $7,939 +2%
- $321,532$329,471 since Sep 2025
- 5 years
- Up $54,812 +20%
- $274,659$329,471 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Zumbrota$1,729
- Minnesota$1,831
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 19 years.
Typical home values in Zumbrota, MN rose 2.5% over the past year — faster than the nation's +1.2%.
Living in Zumbrota, Goodhue County, Minnesota
Zumbrota is a city of 3,726 people in Goodhue County. 77% of its homes are lived in by their owners and 23% are rented. Unemployment in Goodhue County was 4.9% in August 2026, and the county had 2.0% more jobs in 2025 than the year before. The most residents work in schools and health care, then construction.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Zumbrota is a small city in Goodhue County, Minnesota. Residents are somewhat older than in much of the country, and most homes are lived in by their owners. Winters are cold, with January the coldest month, and a good deal of snow falls each year. Summers are warm, with July the warmest month, and rain and melted snow add up to a fair amount through the year.
Work. Many residents work in schools, hospitals and social care, in the building trades, in manufacturing, and in restaurants, hotels and entertainment. The biggest workplaces in Zumbrota include the Zumbrota-Mazeppa School District, Dairy Farmers of America and the Concast Zumbrota Plant. A share of residents work from home, and a good number of adults hold a four-year degree.
Things to do. Several small rivers and creeks lie a short drive away, including Wells Creek and Harkcom Creek, and the North Branch Middle Fork Zumbro River is close by too. A longer drive brings you to Lake Pepin, the best known of the nearby places, and to Frontenac State Park, a protected area for walking and being outdoors.
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- 1,755households
- 33%of adults have a degree
- 7%below the poverty line
- 13%work from home
What residents work in
Employed residents by industry, from the Census survey. Goodhue County had 21,796 jobs in 2025, 2.0% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 23° and lows near 4°; warmest in July, with highs near 81° and lows near 60°. About 44 inches of snow and 35 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Zumbrota weather station, under a mile away (NOAA).
Largest workplaces in Zumbrota
- High SchoolElementary and secondary schools212
- Zumbrota-mazeppa School DistrictSchool district172FTE
- Dairy Farmers of America161
- NILMNVenturesGrocery stores58
- Concast Zumbrota PlantLintels, concrete, manufacturing57
- Mosaic Ford ZumbrotaNew car dealers34
- AlcarNew car dealers28
- Schumacher ExcavatingDistribution line, sewer and water, construction26
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 9 workplaces with 20 or more staff, 624 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windVery high
- TornadoesVery high
- HailRelatively high
- Inland floodingRelatively high
- Winter weatherRelatively high
- Cold wavesRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Zumbrota’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Goodhue County and the Red Wing, MN metro.
Zumbrota home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Zumbrota$329,471
- Minnesota$348,778
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 4 Zumbrota listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Zumbrota27.78%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Zumbrota24
New listings per month
Sellers arriving at the market.
- Zumbrota7
Zip codes with a Zumbrota address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Zumbrota — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Zumbrota
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 55992 | Zumbrota | 5,544 | — | $331,052 |
| 55027 | Goodhue | 2,739 | — | $369,401 |