Zip lookup · MA

01610
Worcester, Massachusetts.

Worcester, Worcester County, MA · Worcester, MA-CT metro · population 30,444

What it costs per month · 01610 $1,966/mo

to buy the typical home at today's mortgage rate — +$1,211 (+160%) since Jan 2020.

What the home itself did
1 year
Up $16,319 +5%
$358,218$374,537 since Sep 2025
5 years
Up $95,863 +34%
$278,674$374,537 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 01610 $1,966 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 01610$1,966
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 12 years.

Typical home values in zip 01610 rose 4.6% over the past year — faster than the nation's +1.2%.

Asking rents in zip 01610 rose 1.9% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 01610 runs $640/mo more than renting one. The gap peaked at $641 in May 2024.

That is $2,767 a month against $2,128 rent: a $1,966 mortgage payment, plus $401 property tax and $401 insurance & upkeep.

Owning vs renting — zip 01610

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,500 $2,000 $2,500 2023 2024 2025 2026 Owning all in $2,767 Renting $2,128 Mortgage only $1,966
$1,500 $2,000 $2,500 2023 2024 2025 2026
  • Owning all in$2,767
  • Renting$2,128
  • Mortgage only$1,966

Property tax · $401/mo 1.28% of value a year — the ACS 2020-2024 median bill over the median home value for Worcester County, MA

Insurance & upkeep · $401/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Worcester, MA — measured over the city limits, which is a different area from this zip.

Asking rent $2,128 as of Sep 2026
+1.9%year on year
Typical home value $374,537 as of Sep 2026
+4.6%year on year

Asking rent — 01610

Against the Worcester, MA-CT metro and the national benchmark.

$1,800 $1,900 $2,000 $2,100 2023 2024 2025 2026 01610 $2,128 Worcester $2,105 United States $1,932
$1,800 $1,900 $2,000 $2,100 2023 2024 2025 2026
  • 01610$2,128
  • Worcester$2,105
  • United States$1,932

Typical home value — 01610

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 01610 $374,537 Worcester $476,551 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • 01610$374,537
  • Worcester$476,551
  • United States$366,157

Within 20 miles

Showing 30 of 71 zips in range — sorting picks from all 71.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
1.2 01608 Worcester 4,932 $1,875 $184,994
1.7 01607 Worcester 8,706 $2,094 $389,834
1.8 01603 Worcester 20,868 $2,073 $395,233
2.1 01604 Worcester 39,812 $2,175 $421,555
2.7 01602 Worcester 27,092 $2,218 $450,661
2.9 01609 Worcester 22,047 $1,928 $545,108
3.2 01605 Worcester 30,579 $2,272 $443,180
3.5 01611 Cherry Valley 2,299 — $424,592
3.9 01501 Auburn 16,877 $2,534 $464,555
4.2 01527 Millbury 13,961 $2,459 $500,719
4.7 01606 Worcester 22,844 $2,221 $440,180
5.5 01545 Shrewsbury 38,876 $2,350 $686,263
5.6 01524 Leicester 6,327 $1,900 $462,483
6.0 01542 Rochdale 2,615 — $498,815
6.1 01536 North Grafton 6,860 $2,550 $568,755
6.6 01520 Holden 16,912 $2,819 $559,661
7.2 01537 North Oxford 2,278 — $413,365
7.4 01519 Grafton 8,058 — $681,509
7.6 01612 Paxton 5,002 — $551,387
8.3 01590 Sutton 9,422 — $641,536
8.4 01560 South Grafton 4,984 — $579,441
8.7 01583 West Boylston 7,606 — $517,011
8.8 01505 Boylston 4,948 — $625,891
9.3 01540 Oxford 10,979 — $432,024
9.3 01562 Spencer 12,008 $1,824 $435,720
9.8 01522 Jefferson 3,152 — $533,904
9.9 01532 Northborough 15,750 $2,979 $685,631
10.1 01581 Westborough 21,944 $2,526 $726,107
11.2 01507 Charlton 13,435 — $530,311
11.2 01534 Northbridge 6,230 — $525,277

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.