Zip lookup · MA

02645
Harwich, Massachusetts.

Harwich, Barnstable County, MA · Barnstable Town, MA metro · population 11,288

What it costs per month · 02645 $4,007/mo

to buy the typical home at today's mortgage rate — +$2,427 (+154%) since Jan 2020.

What the home itself did
1 year
Up $29,408 +4%
$733,980$763,388 since Sep 2025
5 years
Up $194,200 +34%
$569,189$763,388 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 $4,000 2002 2006 2010 2014 2018 2022 2026 02645 $4,007 United States $1,922
$1,000 $2,000 $3,000 $4,000 2002 2010 2018 2026
  • 02645$4,007
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 12 years.

Typical home values in zip 02645 rose 4.0% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Harwich, MA — measured over the city limits, which is a different area from this zip.

Typical home value $763,388 as of Sep 2026
+4.0%year on year

Typical home value — 02645

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $500,000 $750,000 2018 2020 2022 2024 2026 02645 $763,388 Barnstable Town $757,453 United States $366,157
$250,000 $500,000 $750,000 2018 2022 2026
  • 02645$763,388
  • Barnstable Town$757,453
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
2.3 02646 Harwich Port 1,846 — $1,119,697
2.5 02659 South Chatham 1,137 — $1,017,172
3.0 02631 Brewster 10,061 $2,250 $784,502
3.4 02671 West Harwich 818 — $861,015
4.6 02639 Dennis Port 3,808 $2,500 $558,784
4.7 02633 Chatham 4,512 — $1,363,069
4.8 02660 South Dennis 6,381 — $669,788
5.0 02650 North Chatham 1,032 — $2,045,503
6.4 02670 West Dennis 1,087 — $709,542
6.4 02653 Orleans 6,443 — $1,069,273
7.1 02664 South Yarmouth 9,949 $2,467 $609,372
7.1 02638 Dennis 3,253 — $944,562
8.6 02675 Yarmouth Port 7,297 — $680,305
10.0 02673 West Yarmouth 8,594 $3,000 $549,612
10.4 02642 Eastham 5,811 — $808,986
12.3 02601 Hyannis 16,071 $2,808 $552,043
12.5 02630 Barnstable 2,371 — $858,543
15.1 02632 Centerville 11,685 — $681,579
15.5 02668 West Barnstable 2,820 — $827,844
15.7 02667 Wellfleet 3,961 — $931,631
17.8 02655 Osterville 4,024 — $1,234,170
18.4 02648 Marstons Mills 7,968 — $684,550
19.7 02666 Truro 863 — $1,104,923
19.7 02537 East Sandwich 6,383 $2,367 $806,584

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.