Zip lookup · ME

04345
Gardiner, Maine.

Gardiner, Kennebec County, ME · Augusta-Waterville, ME metro · population 12,579

What it costs per month · 04345 $1,635/mo

to buy the typical home at today's mortgage rate — +$993 (+155%) since Jan 2020.

What the home itself did
1 year
Down $7,107 -2%
$318,584$311,476 since Sep 2025
5 years
Up $66,497 +27%
$244,980$311,476 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 04345 $1,635 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 04345$1,635
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 14 years.

Typical home values in zip 04345 fell 2.2% over the past year — slower than the nation's +1.2%.

Zillow also publishes an index for the city itself: Gardiner, ME — measured over the city limits, which is a different area from this zip.

Asking rent $1,556 as of Sep 2026
Typical home value $311,476 as of Sep 2026
-2.2%year on year

Asking rent — 04345

Against the Augusta-Waterville, ME metro and the national benchmark.

$1,400 $1,600 $1,800 2026 04345 $1,556 Augusta $1,497 United States $1,932
$1,400 $1,600 $1,800 2026
  • 04345$1,556
  • Augusta$1,497
  • United States$1,932

Typical home value — 04345

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 04345 $311,476 Augusta $315,691 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 04345$311,476
  • Augusta$315,691
  • United States$366,157

Within 20 miles

Showing 30 of 31 zips in range — sorting picks from all 31.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
3.0 04346 Randolph 1,610 — $280,588
4.6 04344 Farmingdale 3,017 — $318,789
5.6 04357 Richmond 3,566 — $334,935
6.5 04347 Hallowell 2,592 $1,600 $377,362
8.1 04350 Litchfield 3,680 — $357,470
8.5 04342 Dresden 1,645 — $351,136
8.5 04353 Whitefield 2,115 — $331,001
10.0 04351 Manchester 2,424 — $393,582
11.3 04259 Monmouth 3,610 — $356,667
11.7 04330 Augusta 26,690 $1,540 $288,804
11.8 04364 Winthrop 6,191 $1,900 $341,136
11.8 04008 Bowdoinham 3,142 — $384,562
12.8 04363 Windsor 2,690 — $361,464
13.3 04287 Bowdoin 3,188 — $415,529
13.9 04265 North Monmouth 552 — $304,909
14.2 04348 Jefferson 3,484 — $353,626
14.7 04280 Sabattus 7,040 — $356,134
14.8 04553 Newcastle 1,913 — $461,428
15.1 04355 Readfield 2,651 — $345,425
15.7 04578 Wiscasset 4,709 — $404,175
16.3 04579 Woolwich 3,158 — $417,998
16.5 04555 Nobleboro 1,906 — $435,649
17.3 04284 Wayne 1,101 — $394,529
17.4 04989 Vassalboro 4,592 — $339,224
17.8 04556 Edgecomb 1,251 — $405,841
17.9 04236 Greene 4,417 — $344,421
18.1 04252 Lisbon Falls 4,968 $1,900 $333,474
18.4 04543 Damariscotta 2,192 — $477,377
18.4 04263 Leeds 2,285 — $345,256
18.5 04086 Topsham 9,706 $1,850 $468,836

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.