Zip lookup · ME

04978
Smithfield, Maine.

Smithfield, Somerset County, ME · population 856

What it costs per month · 04978 $1,434/mo

to buy the typical home at today's mortgage rate — +$941 (+191%) since Jan 2020.

What the home itself did
1 year
Up $18,665 +7%
$254,575$273,240 since Sep 2025
5 years
Up $83,805 +44%
$189,436$273,240 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 04978 $1,434 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 04978$1,434
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 9 years.

Typical home values in zip 04978 rose 7.3% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Smithfield, ME — measured over the city limits, which is a different area from this zip.

Typical home value $273,240 as of Sep 2026
+7.3%year on year

Typical home value — 04978

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 04978 $273,240 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 04978$273,240
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
4.7 04963 Oakland 7,524 — $341,411
5.2 04957 Norridgewock 4,006 — $244,256
6.5 04937 Fairfield 6,358 $1,138 $242,067
9.8 04955 New Sharon 1,550 — $264,635
10.2 04917 Belgrade 3,351 — $407,539
12.6 04911 Anson 1,880 — $192,999
12.9 04901 Waterville 27,870 $1,354 $270,527
13.2 04976 Skowhegan 10,072 — $227,795
13.6 04927 Clinton 3,385 — $257,420
13.7 04950 Madison 4,782 — $215,059
14.0 04352 Mount Vernon 1,716 — $330,785
14.6 04938 Farmington 10,542 — $271,368
16.1 04924 Canaan 2,063 — $244,731
16.2 04989 Vassalboro 4,592 — $339,224
18.8 04355 Readfield 2,651 — $345,425
18.8 04349 Kents Hill 1,383 — $361,189
19.0 04330 Augusta 26,690 $1,540 $288,804
19.6 04958 North Anson 2,002 — $291,581
19.8 04910 Albion 2,204 — $270,178

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.