Zip lookup · ME

04987
Troy, Maine.

Troy, Waldo County, ME · population 984

What it costs per month · 04987 $1,362/mo

to buy the typical home at today's mortgage rate — +$824 (+153%) since Jan 2020.

What the home itself did
1 year
Up $17,314 +7%
$242,234$259,548 since Sep 2025
5 years
Up $63,573 +32%
$195,975$259,548 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 04987 $1,362 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 04987$1,362
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 12 years.

Typical home values in zip 04987 rose 7.1% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Troy, ME — measured over the city limits, which is a different area from this zip.

Typical home value $259,548 as of Sep 2026
+7.1%year on year

Typical home value — 04987

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 04987 $259,548 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 04987$259,548
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
6.0 04932 Dixmont 1,207 — $250,825
6.4 04922 Burnham 953 — $269,314
6.4 04929 Detroit 650 — $237,789
6.4 04969 Plymouth 1,319 — $245,706
7.8 04988 Unity 1,894 — $289,059
8.9 04986 Thorndike 2,228 — $249,045
9.4 04434 Etna 1,252 — $264,873
9.4 04921 Brooks 1,775 — $286,228
11.1 04967 Pittsfield 3,930 — $199,746
11.4 04951 Monroe 1,001 — $288,567
12.5 04953 Newport 3,143 — $262,167
12.7 04965 Palmyra 2,209 — $236,067
13.6 04419 Carmel 2,941 — $328,182
13.9 04927 Clinton 3,385 — $257,420
14.5 04910 Albion 2,204 — $270,178
15.0 04941 Freedom 1,577 — $291,185
15.3 04488 Stetson 1,151 — $263,244
15.5 04444 Hampden 9,371 — $350,288
16.1 04924 Canaan 2,063 — $244,731
16.9 04496 Winterport 3,850 — $306,767
17.4 04438 Frankfort 1,098 — $264,433
17.8 04901 Waterville 27,870 $1,354 $270,527
18.0 04915 Belfast 9,107 $1,492 $381,905
18.7 04928 Corinna 2,192 — $189,980
18.7 04971 Saint Albans 1,831 — $229,343
19.0 04456 Levant 3,069 — $323,747
19.1 04943 Hartland 1,602 — $187,300
19.4 04952 Morrill 1,790 — $320,953

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.