Zip lookup · CT

06401
Ansonia, Connecticut.

Ansonia, New Haven County, CT · New Haven-Milford, CT metro · population 19,315

What it costs per month · 06401 $2,017/mo

to buy the typical home at today's mortgage rate — +$1,228 (+156%) since Jan 2020.

What the home itself did
1 year
Up $13,015 +4%
$371,299$384,314 since Sep 2025
5 years
Up $117,205 +44%
$267,109$384,314 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 06401 $2,017 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 06401$2,017
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 10 years.

Typical home values in zip 06401 rose 3.5% over the past year — faster than the nation's +1.2%.

Asking rents in zip 06401 rose 8.8% over the past year — faster than the nation's +2.7%.

Owning the typical home in zip 06401 runs $1,133/mo more than renting one — the widest that gap has been in this data.

That is $3,008 a month against $1,875 rent: a $2,017 mortgage payment, plus $580 property tax and $411 insurance & upkeep.

Owning vs renting — zip 06401

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$2,000 $2,500 $3,000 2024 2025 2026 Owning all in $3,008 Renting $1,875 Mortgage only $2,017
$2,000 $2,500 $3,000 2024 2025 2026
  • Owning all in$3,008
  • Renting$1,875
  • Mortgage only$2,017

Property tax · $580/mo 1.81% of value a year — the ACS 2020-2024 median bill over the median home value for Connecticut

Insurance & upkeep · $411/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Ansonia, CT — measured over the city limits, which is a different area from this zip.

Asking rent $1,875 as of Sep 2026
+8.8%year on year
Typical home value $384,314 as of Sep 2026
+3.5%year on year

Asking rent — 06401

Against the New Haven-Milford, CT metro and the national benchmark.

$1,600 $1,800 $2,000 2024 2025 2026 06401 $1,875 New Haven $2,043 United States $1,932
$1,600 $1,800 $2,000 2024 2025 2026
  • 06401$1,875
  • New Haven$2,043
  • United States$1,932

Typical home value — 06401

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 06401 $384,314 New Haven $406,204 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • 06401$384,314
  • New Haven$406,204
  • United States$366,157

Within 20 miles

Showing 30 of 65 zips in range — sorting picks from all 65.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
1.4 06418 Derby 12,205 $1,914 $342,253
2.7 06483 Seymour 16,889 — $421,834
3.2 06525 Woodbridge 9,073 $3,050 $701,729
4.5 06484 Shelton 41,889 $2,476 $561,596
4.8 06477 Orange 14,315 $2,908 $629,207
5.3 06515 New Haven 19,006 $1,982 $383,819
6.6 06403 Beacon Falls 6,147 — $427,946
6.9 06524 Bethany 5,288 — $560,401
6.9 06514 Hamden 26,803 $2,276 $340,819
6.9 06478 Oxford 12,991 $2,710 $595,962
7.2 06516 West Haven 55,351 $1,910 $362,675
7.3 06461 Milford 15,035 $2,374 $503,541
7.6 06519 New Haven 15,605 $1,903 $303,853
7.7 06511 New Haven 54,730 $1,924 $370,916
7.8 06510 New Haven 4,584 $2,399 $403,267
8.1 06468 Monroe 18,949 — $635,768
8.5 06614 Stratford 35,654 $2,600 $477,551
8.5 06517 Hamden 14,221 $2,175 $386,677
9.0 06460 Milford 37,649 $2,512 $508,134
9.3 06611 Trumbull 37,281 $3,102 $674,698
9.9 06518 Hamden 20,126 $2,745 $397,112
10.1 06770 Naugatuck 31,823 $1,895 $351,977
10.1 06482 Sandy Hook 12,000 — $620,974
10.5 06513 New Haven 38,888 $1,759 $300,728
11.0 06610 Bridgeport 22,020 $2,022 $298,494
11.1 06512 East Haven 28,830 $2,358 $363,579
11.3 06473 North Haven 24,743 $2,727 $474,226
11.6 06606 Bridgeport 49,308 $2,323 $391,270
11.7 06712 Prospect 9,458 — $472,535
12.3 06608 Bridgeport 12,146 $1,929 $300,720

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.