Zip lookup · NY

11965
Shelter Island, New York.

Shelter Island, Suffolk County, NY · New York-Newark-Jersey City, NY-NJ-PA metro · population 404

What it costs per month · 11965 $10,951/mo

to buy the typical home at today's mortgage rate — +$6,927 (+172%) since Jan 2020.

What the home itself did
1 year
Up $144,753 +7%
$1,941,587$2,086,340 since Sep 2025
5 years
Up $630,270 +43%
$1,456,071$2,086,340 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$2,500 $5,000 $7,500 $10,000 2002 2006 2010 2014 2018 2022 2026 11965 $10,951 United States $1,922
$2,500 $5,000 $7,500 $10,000 2002 2010 2018 2026
  • 11965$10,951
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 10 years.

Typical home values in zip 11965 rose 7.5% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Shelter Island, NY — measured over the city limits, which is a different area from this zip.

Typical home value $2,086,340 as of Sep 2026
+7.5%year on year

Typical home value — 11965

Mid-tier homes, smoothed and seasonally adjusted.

$500,000 $1,000,000 $1,500,000 $2,000,000 2018 2020 2022 2024 2026 11965 $2,086,340 New York $730,949 United States $366,157
$500,000 $1,000,000 $1,500,000 $2,000,000 2018 2022 2026
  • 11965$2,086,340
  • New York$730,949
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
2.0 11964 Shelter Island 2,906 — $1,796,500
2.2 11944 Greenport 5,037 — $951,386
3.4 11939 East Marion 1,331 — $1,187,307
4.5 11971 Southold 6,361 — $1,115,991
5.5 11963 Sag Harbor 8,390 $50,500 $2,399,500
6.5 11957 Orient 1,121 — $1,524,532
6.8 11958 Peconic 884 — $1,239,724
8.7 11935 Cutchogue 2,863 — $1,249,891
9.2 11937 East Hampton 21,882 $39,147 $2,076,459
9.9 11975 Wainscott 450 — $3,473,231
10.1 11932 Bridgehampton 725 $50,000 $4,809,745
10.2 11976 Water Mill 2,952 $65,167 $5,118,765
10.3 11962 Sagaponack 712 — $6,830,656
11.9 11952 Mattituck 5,040 — $1,020,018
12.9 11968 Southampton 15,312 $35,528 $2,261,809
13.6 11948 Laurel 924 — $1,029,275
13.8 11930 Amagansett 842 $103,750 $3,387,631
15.7 06475 Old Saybrook 10,575 $2,767 $698,801
17.1 11946 Hampton Bays 15,819 $3,484 $949,339
17.1 06498 Westbrook 6,856 — $583,836
18.1 06413 Clinton 13,377 $2,467 $469,047
18.5 06357 Niantic 11,332 $2,683 $524,711
19.1 11901 Riverhead 33,091 $3,189 $655,628
19.1 06442 Ivoryton 2,826 — $547,934
19.3 06426 Essex 3,267 — $768,232
19.4 06409 Centerbrook 701 — $504,642
19.8 06371 Old Lyme 9,828 $2,725 $695,940
20.0 11942 East Quogue 5,406 — $1,193,365

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.