12043
Cobleskill, New York.
Cobleskill, Schoharie County, NY · Albany-Schenectady-Troy, NY metro · population 8,287
to buy the typical home at today's mortgage rate — +$839 (+154%) since Jan 2020.
- 1 year
- Up $14,955 +6%
- $248,608$263,563 since Sep 2025
- 5 years
- Up $80,365 +44%
- $183,198$263,563 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 12043$1,383
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 10 years.
Typical home values in zip 12043 rose 6.0% over the past year — faster than the nation's +1.2%.
This zip spans 2 counties: Schoharie County, NY 97% · Otsego County, NY 3%
Zillow also publishes an index for the city itself: Cobleskill, NY — measured over the city limits, which is a different area from this zip.
Typical home value — 12043
Mid-tier homes, smoothed and seasonally adjusted.
- 12043$263,563
- Albany$373,057
- United States$366,157
Within 20 miles
Showing 30 of 32 zips in range — sorting picks from all 32.
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 6.1 | 13459 | Sharon Springs | 1,888 | — | $230,381 |
| 6.1 | 12149 | Richmondville | 2,038 | — | $243,964 |
| 6.2 | 12187 | Warnerville | 752 | — | $275,945 |
| 7.2 | 12092 | Howes Cave | 1,208 | — | $241,312 |
| 8.0 | 12035 | Central Bridge | 566 | — | $225,277 |
| 9.1 | 12160 | Sloansville | 716 | — | $288,542 |
| 9.5 | 12064 | East Worcester | 342 | — | $123,131 |
| 10.0 | 12166 | Sprakers | 1,635 | — | $229,156 |
| 10.4 | 12175 | Summit | 612 | — | $241,415 |
| 10.8 | 12071 | Fultonham | 283 | — | $217,590 |
| 11.0 | 13317 | Canajoharie | 3,888 | — | $186,242 |
| 11.8 | 12157 | Schoharie | 4,713 | — | $290,841 |
| 12.0 | 12194 | West Fulton | 162 | — | $234,564 |
| 12.0 | 13320 | Cherry Valley | 1,971 | — | $204,672 |
| 12.0 | 12197 | Worcester | 2,298 | — | $193,253 |
| 12.5 | 12066 | Esperance | 1,863 | — | $288,701 |
| 14.1 | 12036 | Charlotteville | 223 | — | $215,054 |
| 14.5 | 13450 | Roseboom | 143 | — | $195,554 |
| 14.8 | 12072 | Fultonville | 2,882 | — | $249,680 |
| 15.0 | 13428 | Palatine Bridge | 1,689 | — | $203,806 |
| 15.2 | 12093 | Jefferson | 1,276 | — | $261,924 |
| 15.6 | 12122 | Middleburgh | 3,596 | — | $232,334 |
| 16.1 | 13410 | Nelliston | 508 | — | $149,025 |
| 16.9 | 12155 | Schenevus | 1,685 | — | $187,462 |
| 17.5 | 12053 | Delanson | 4,550 | — | $367,920 |
| 17.8 | 13339 | Fort Plain | 6,010 | — | $178,592 |
| 18.6 | 12068 | Fonda | 2,503 | — | $229,422 |
| 19.2 | 13326 | Cooperstown | 4,586 | $2,200 | $410,964 |
| 19.5 | 12023 | Berne | 1,791 | — | $326,733 |
| 19.6 | 13786 | Harpersfield | 430 | — | $254,669 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.