Zip lookup · NY

12064
East Worcester, New York.

East Worcester, Otsego County, NY · Oneonta, NY metro · population 342

What it costs per month · 12064 $646/mo

to buy the typical home at today's mortgage rate — $116 (-15%) since Dec 2023.

What the home itself did
1 year
Down $15,820 -11%
$138,952$123,131 since Sep 2025

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 12064 $646 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 12064$646
  • United States$1,922

Typical home values in zip 12064 fell 11.4% over the past year — slower than the nation's +1.2%.

This zip spans 2 counties: Otsego County, NY 62% · Schoharie County, NY 38%

Typical home value $123,131 as of Sep 2026
-11.4%year on year

Typical home value — 12064

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2024 2025 2026 12064 $123,131 Oneonta $220,097 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2024 2025 2026
  • 12064$123,131
  • Oneonta$220,097
  • United States$366,157

Within 20 miles

Showing 30 of 33 zips in range — sorting picks from all 33.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
3.4 12197 Worcester 2,298 — $193,253
4.8 12149 Richmondville 2,038 — $243,964
5.1 12036 Charlotteville 223 — $215,054
6.1 12175 Summit 612 — $241,415
7.9 12093 Jefferson 1,276 — $261,924
8.4 12155 Schenevus 1,685 — $187,462
9.5 12043 Cobleskill 8,287 — $263,563
9.9 12187 Warnerville 752 — $275,945
10.2 13450 Roseboom 143 — $195,554
11.1 13786 Harpersfield 430 — $254,669
11.4 12194 West Fulton 162 — $234,564
12.2 13459 Sharon Springs 1,888 — $230,381
12.3 13320 Cherry Valley 1,971 — $204,672
12.7 12071 Fultonham 283 — $217,590
12.8 13750 Davenport 896 — $205,931
13.3 12167 Stamford 2,279 — $239,740
13.8 12116 Maryland 1,787 — $214,771
14.6 13326 Cooperstown 4,586 $2,200 $410,964
15.5 12092 Howes Cave 1,208 — $241,312
16.1 13842 South Kortright 582 — $285,772
16.7 13807 Milford 1,218 — $243,022
16.9 12035 Central Bridge 566 — $225,277
17.6 13317 Canajoharie 3,888 — $186,242
17.8 13788 Hobart 997 — $245,239
17.9 13739 Bloomville 833 — $265,040
18.2 13757 East Meredith 1,130 — $288,314
18.2 12122 Middleburgh 3,596 — $232,334
18.4 12160 Sloansville 716 — $288,542
18.8 12157 Schoharie 4,713 — $290,841
19.0 12166 Sprakers 1,635 — $229,156

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.