12066
Esperance, New York.
Esperance, Schoharie County, NY · Albany-Schenectady-Troy, NY metro · population 1,863
to buy the typical home at today's mortgage rate — +$874 (+136%) since Jan 2020.
- 1 year
- Up $17,242 +6%
- $271,459$288,701 since Sep 2025
- 5 years
- Up $73,585 +34%
- $215,117$288,701 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 12066$1,515
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 12 years.
Typical home values in zip 12066 rose 6.4% over the past year — faster than the nation's +1.2%.
This zip spans 3 counties: Montgomery County, NY 47% · Schoharie County, NY 30% · Schenectady County, NY 23%
Zillow also publishes an index for the city itself: Esperance, NY — measured over the city limits, which is a different area from this zip.
Typical home value — 12066
Mid-tier homes, smoothed and seasonally adjusted.
- 12066$288,701
- Albany$373,057
- United States$366,157
Within 20 miles
Showing 30 of 38 zips in range — sorting picks from all 38.
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 3.4 | 12160 | Sloansville | 716 | — | $288,542 |
| 4.8 | 12035 | Central Bridge | 566 | — | $225,277 |
| 6.1 | 12053 | Delanson | 4,550 | — | $367,920 |
| 6.7 | 12092 | Howes Cave | 1,208 | — | $241,312 |
| 7.6 | 12072 | Fultonville | 2,882 | — | $249,680 |
| 7.8 | 12157 | Schoharie | 4,713 | — | $290,841 |
| 8.8 | 12166 | Sprakers | 1,635 | — | $229,156 |
| 10.3 | 12137 | Pattersonville | 2,077 | — | $329,140 |
| 10.8 | 12056 | Duanesburg | 1,695 | — | $404,563 |
| 11.9 | 12177 | Tribes Hill | 387 | — | $212,414 |
| 12.5 | 12043 | Cobleskill | 8,287 | — | $263,563 |
| 12.7 | 12010 | Amsterdam | 27,750 | $1,185 | $246,123 |
| 13.3 | 12068 | Fonda | 2,503 | — | $229,422 |
| 13.5 | 12187 | Warnerville | 752 | — | $275,945 |
| 13.8 | 12306 | Schenectady | 27,865 | $1,696 | $300,706 |
| 13.9 | 12023 | Berne | 1,791 | — | $326,733 |
| 14.4 | 12070 | Fort Johnson | 2,011 | — | $230,686 |
| 14.5 | 12150 | Rotterdam Junction | 710 | — | $293,828 |
| 14.7 | 13459 | Sharon Springs | 1,888 | — | $230,381 |
| 14.8 | 12009 | Altamont | 7,934 | — | $428,226 |
| 15.2 | 13428 | Palatine Bridge | 1,689 | — | $203,806 |
| 15.4 | 13317 | Canajoharie | 3,888 | — | $186,242 |
| 15.6 | 12071 | Fultonham | 283 | — | $217,590 |
| 16.4 | 12122 | Middleburgh | 3,596 | — | $232,334 |
| 16.9 | 12059 | East Berne | 1,530 | — | $349,615 |
| 17.4 | 12149 | Richmondville | 2,038 | — | $243,964 |
| 17.7 | 12302 | Schenectady | 28,031 | $1,690 | $334,325 |
| 17.9 | 12085 | Guilderland Center | 357 | $1,334 | — |
| 18.0 | 12305 | Schenectady | 7,356 | $1,403 | $287,715 |
| 18.0 | 12086 | Hagaman | 1,587 | — | $273,295 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.