Zip lookup · NY

12071
Fultonham, New York.

Fultonham, Schoharie County, NY · Albany-Schenectady-Troy, NY metro · population 283

What it costs per month · 12071 $1,142/mo

to buy the typical home at today's mortgage rate — +$662 (+138%) since Jan 2020.

What the home itself did
1 year
Up $14,151 +7%
$203,439$217,590 since Sep 2025
5 years
Up $55,960 +35%
$161,630$217,590 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 12071 $1,142 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 12071$1,142
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 12 years.

Typical home values in zip 12071 rose 7.0% over the past year — faster than the nation's +1.2%.

Typical home value $217,590 as of Sep 2026
+7.0%year on year

Typical home value — 12071

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 12071 $217,590 Albany $373,057 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 12071$217,590
  • Albany$373,057
  • United States$366,157

Within 20 miles

Showing 30 of 34 zips in range — sorting picks from all 34.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
2.9 12194 West Fulton 162 — $234,564
4.7 12187 Warnerville 752 — $275,945
5.6 12122 Middleburgh 3,596 — $232,334
7.5 12175 Summit 612 — $241,415
8.5 12149 Richmondville 2,038 — $243,964
9.0 12157 Schoharie 4,713 — $290,841
9.4 12092 Howes Cave 1,208 — $241,312
10.8 12043 Cobleskill 8,287 — $263,563
11.2 12076 Gilboa 1,549 — $227,095
11.6 12035 Central Bridge 566 — $225,277
11.9 12093 Jefferson 1,276 — $261,924
12.3 12469 Preston Hollow 798 — $300,246
12.7 12064 East Worcester 342 — $123,131
12.9 12023 Berne 1,791 — $326,733
13.6 12167 Stamford 2,279 — $239,740
13.6 12160 Sloansville 716 — $288,542
13.9 12036 Charlotteville 223 — $215,054
14.0 12147 Rensselaerville 466 — $368,210
15.6 12066 Esperance 1,863 — $288,701
16.0 12120 Medusa 600 — $347,798
16.0 12197 Worcester 2,298 — $193,253
16.2 12460 Oak Hill 152 — $315,794
16.4 12422 Durham 399 — $356,160
16.6 13786 Harpersfield 430 — $254,669
16.9 13459 Sharon Springs 1,888 — $230,381
17.1 12053 Delanson 4,550 — $367,920
18.3 12496 Windham 1,164 — $516,362
18.4 12059 East Berne 1,530 — $349,615
18.6 12468 Prattsville 1,329 — $368,516
18.7 12166 Sprakers 1,635 — $229,156

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.