Zip lookup · NY

12084
Guilderland, New York.

Guilderland, Albany County, NY · Albany-Schenectady-Troy, NY metro · population 5,328

What it costs per month · 12084 $2,646/mo

to buy the typical home at today's mortgage rate — +$1,500 (+131%) since Jan 2020.

What the home itself did
1 year
Up $28,334 +6%
$475,844$504,178 since Sep 2025
5 years
Up $138,176 +38%
$366,003$504,178 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 12084 $2,646 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • 12084$2,646
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 11 years.

Typical home values in zip 12084 rose 6.0% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Guilderland, NY — measured over the city limits, which is a different area from this zip.

Typical home value $504,178 as of Sep 2026
+6.0%year on year

Typical home value — 12084

Mid-tier homes, smoothed and seasonally adjusted.

$300,000 $400,000 $500,000 2018 2020 2022 2024 2026 12084 $504,178 Albany $373,057 United States $366,157
$300,000 $400,000 $500,000 2018 2022 2026
  • 12084$504,178
  • Albany$373,057
  • United States$366,157

Within 20 miles

Showing 30 of 66 zips in range — sorting picks from all 66.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
3.0 12203 Albany 30,771 $1,769 $339,006
3.3 12085 Guilderland Center 357 $1,334 —
3.4 12303 Schenectady 29,360 $1,371 $322,292
3.8 12205 Albany 25,838 $1,800 $336,357
4.3 12159 Slingerlands 8,163 — $584,893
4.8 12304 Schenectady 22,403 $2,075 $262,047
5.9 12208 Albany 23,289 $1,615 $330,171
6.4 12206 Albany 14,572 $1,784 $225,666
6.6 12186 Voorheesville 6,512 — $423,445
6.6 12309 Schenectady 33,246 $1,494 $416,191
6.7 12009 Altamont 7,934 — $428,226
6.9 12054 Delmar 17,436 $1,966 $458,235
7.0 12211 Albany 14,383 — $488,139
7.2 12307 Schenectady 7,050 — $185,471
7.2 12110 Latham 20,081 $2,458 $410,158
7.3 12209 Albany 10,626 $1,725 $270,391
7.7 12210 Albany 10,297 $1,474 $269,530
7.9 12305 Schenectady 7,356 $1,403 $287,715
8.2 12308 Schenectady 15,511 $1,569 $267,347
8.5 12207 Albany 1,988 $1,797 —
8.6 12202 Albany 10,166 $1,465 $183,179
8.9 12204 Albany 7,812 $2,176 $352,285
9.4 12148 Rexford 4,023 — $563,861
9.6 12189 Watervliet 18,656 $1,519 $315,131
9.7 12077 Glenmont 7,017 — $498,974
9.7 12306 Schenectady 27,865 $1,696 $300,706
9.9 12067 Feura Bush 1,165 — $386,932
10.1 12059 East Berne 1,530 — $349,615
10.3 12008 Alplaus 422 — $360,022
10.5 12047 Cohoes 23,532 $1,865 $339,366

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.