12095
Johnstown, New York.
Johnstown, Fulton County, NY · Gloversville, NY metro · population 12,391
to buy the typical home at today's mortgage rate — +$590 (+117%) since Jan 2020.
- 1 year
- Up $5,544 +3%
- $203,288$208,833 since Sep 2025
- 5 years
- Up $42,077 +25%
- $166,756$208,833 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 12095$1,096
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 15 years.
Typical home values in zip 12095 rose 2.7% over the past year — faster than the nation's +1.2%.
This zip spans 2 counties: Fulton County, NY 92% · Montgomery County, NY 8%
Zillow also publishes an index for the city itself: Johnstown, NY — measured over the city limits, which is a different area from this zip.
Typical home value — 12095
Mid-tier homes, smoothed and seasonally adjusted.
- 12095$208,833
- Gloversville$228,444
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 5.2 | 12068 | Fonda | 2,503 | — | $229,422 |
| 6.9 | 12078 | Gloversville | 22,589 | $1,000 | $183,143 |
| 8.6 | 12177 | Tribes Hill | 387 | — | $212,414 |
| 8.7 | 12070 | Fort Johnson | 2,011 | — | $230,686 |
| 9.7 | 13428 | Palatine Bridge | 1,689 | — | $203,806 |
| 10.7 | 12072 | Fultonville | 2,882 | — | $249,680 |
| 10.8 | 13452 | Saint Johnsville | 4,792 | — | $160,854 |
| 12.1 | 13410 | Nelliston | 508 | — | $149,025 |
| 12.5 | 12117 | Mayfield | 2,871 | — | $286,810 |
| 13.5 | 12166 | Sprakers | 1,635 | — | $229,156 |
| 13.9 | 12010 | Amsterdam | 27,750 | $1,185 | $246,123 |
| 14.2 | 13339 | Fort Plain | 6,010 | — | $178,592 |
| 14.9 | 13317 | Canajoharie | 3,888 | — | $186,242 |
| 15.4 | 13329 | Dolgeville | 3,256 | — | $158,366 |
| 15.5 | 12025 | Broadalbin | 5,244 | — | $310,008 |
| 15.9 | 12086 | Hagaman | 1,587 | — | $273,295 |
| 16.1 | 12032 | Caroga Lake | 662 | — | $266,904 |
| 17.8 | 13470 | Stratford | 877 | — | $225,505 |
| 18.3 | 12066 | Esperance | 1,863 | — | $288,701 |
| 18.7 | 12134 | Northville | 3,846 | — | $323,583 |
| 18.7 | 12074 | Galway | 2,848 | — | $346,592 |
| 18.7 | 12160 | Sloansville | 716 | — | $288,542 |
| 18.8 | 12137 | Pattersonville | 2,077 | — | $329,140 |
| 19.7 | 13454 | Salisbury Center | 735 | — | $182,378 |
| 19.7 | 13459 | Sharon Springs | 1,888 | — | $230,381 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.