Zip lookup ·
NY
12187
12187
Warnerville, New York.
Warnerville, Schoharie County, NY · Albany-Schenectady-Troy, NY metro · population 752
What it costs per month · 12187
$1,448/mo
to buy the typical home at today's mortgage rate — +$886 (+158%) since Jan 2020.
What the home itself did
- 1 year
- Up $15,737 +6%
- $260,208$275,945 since Sep 2025
- 5 years
- Up $85,830 +45%
- $190,115$275,945 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 12187$1,448
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 9 years.
Typical home values in zip 12187 rose 6.0% over the past year — faster than the nation's +1.2%.
Typical home value
$275,945
as of Sep 2026
+6.0%year on year
Typical home value — 12187
Mid-tier homes, smoothed and seasonally adjusted.
- 12187$275,945
- Albany$373,057
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 4.7 | 12071 | Fultonham | 283 | — | $217,590 |
| 5.2 | 12149 | Richmondville | 2,038 | — | $243,964 |
| 6.1 | 12194 | West Fulton | 162 | — | $234,564 |
| 6.2 | 12043 | Cobleskill | 8,287 | — | $263,563 |
| 6.8 | 12092 | Howes Cave | 1,208 | — | $241,312 |
| 7.0 | 12175 | Summit | 612 | — | $241,415 |
| 8.8 | 12035 | Central Bridge | 566 | — | $225,277 |
| 8.9 | 12157 | Schoharie | 4,713 | — | $290,841 |
| 9.7 | 12122 | Middleburgh | 3,596 | — | $232,334 |
| 9.9 | 12064 | East Worcester | 342 | — | $123,131 |
| 10.7 | 12160 | Sloansville | 716 | — | $288,542 |
| 12.2 | 12093 | Jefferson | 1,276 | — | $261,924 |
| 12.3 | 13459 | Sharon Springs | 1,888 | — | $230,381 |
| 12.8 | 12036 | Charlotteville | 223 | — | $215,054 |
| 13.3 | 12197 | Worcester | 2,298 | — | $193,253 |
| 13.5 | 12066 | Esperance | 1,863 | — | $288,701 |
| 14.7 | 12166 | Sprakers | 1,635 | — | $229,156 |
| 15.3 | 12023 | Berne | 1,791 | — | $326,733 |
| 15.5 | 12167 | Stamford | 2,279 | — | $239,740 |
| 15.6 | 12076 | Gilboa | 1,549 | — | $227,095 |
| 16.6 | 12053 | Delanson | 4,550 | — | $367,920 |
| 16.9 | 12469 | Preston Hollow | 798 | — | $300,246 |
| 17.0 | 13786 | Harpersfield | 430 | — | $254,669 |
| 17.1 | 13317 | Canajoharie | 3,888 | — | $186,242 |
| 17.4 | 13320 | Cherry Valley | 1,971 | — | $204,672 |
| 17.8 | 12147 | Rensselaerville | 466 | — | $368,210 |
| 18.4 | 12155 | Schenevus | 1,685 | — | $187,462 |
| 18.4 | 12072 | Fultonville | 2,882 | — | $249,680 |
| 18.4 | 13450 | Roseboom | 143 | — | $195,554 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.