Zip lookup · NY

12196
West Sand Lake, New York.

West Sand Lake, Rensselaer County, NY · Albany-Schenectady-Troy, NY metro · population 3,880

What it costs per month · 12196 $2,151/mo

to buy the typical home at today's mortgage rate — +$1,227 (+133%) since Jan 2020.

What the home itself did
1 year
Up $29,119 +8%
$380,612$409,731 since Sep 2025
5 years
Up $109,990 +37%
$299,741$409,731 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 12196 $2,151 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 12196$2,151
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 11 years.

Typical home values in zip 12196 rose 7.7% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: West Sand Lake, NY — measured over the city limits, which is a different area from this zip.

Typical home value $409,731 as of Sep 2026
+7.7%year on year

Typical home value — 12196

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $300,000 $350,000 $400,000 2018 2020 2022 2024 2026 12196 $409,731 Albany $373,057 United States $366,157
$250,000 $300,000 $350,000 $400,000 2018 2022 2026
  • 12196$409,731
  • Albany$373,057
  • United States$366,157

Within 20 miles

Showing 30 of 67 zips in range — sorting picks from all 67.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
3.0 12061 East Greenbush 9,854 — $419,465
3.3 12198 Wynantskill 6,796 — $350,578
4.6 12018 Averill Park 7,422 — $397,554
4.7 12140 Poestenkill 1,512 — $384,302
4.8 12063 East Schodack 665 — $466,143
5.1 12144 Rensselaer 22,111 $1,901 $318,829
6.9 12207 Albany 1,988 $1,797 —
6.9 12204 Albany 7,812 $2,176 $352,285
7.4 12202 Albany 10,166 $1,465 $183,179
7.6 12123 Nassau 4,457 — $331,286
7.6 12210 Albany 10,297 $1,474 $269,530
7.6 12153 Sand Lake 669 — $372,234
8.0 12033 Castleton On Hudson 7,932 — $378,835
8.3 12180 Troy 53,479 $1,481 $311,020
8.8 12209 Albany 10,626 $1,725 $270,391
8.8 12189 Watervliet 18,656 $1,519 $315,131
8.9 12077 Glenmont 7,017 — $498,974
8.9 12183 Troy 2,970 — $245,066
8.9 12206 Albany 14,572 $1,784 $225,666
9.2 12211 Albany 14,383 — $488,139
9.2 12062 East Nassau 1,650 — $327,692
9.8 12169 Stephentown 417 — $327,313
9.8 12208 Albany 23,289 $1,615 $330,171
11.2 12024 Brainard 78 — $404,094
11.2 12052 Cropseyville 1,915 — $303,413
11.7 12110 Latham 20,081 $2,458 $410,158
11.7 12182 Troy 14,867 $1,390 $267,193
11.9 12047 Cohoes 23,532 $1,865 $339,366
12.1 12158 Selkirk 5,878 — $371,718
12.3 12205 Albany 25,838 $1,800 $336,357

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.