Zip lookup · NY

12198
Wynantskill, New York.

Wynantskill, Rensselaer County, NY · Albany-Schenectady-Troy, NY metro · population 6,796

What it costs per month · 12198 $1,840/mo

to buy the typical home at today's mortgage rate — +$1,035 (+129%) since Jan 2020.

What the home itself did
1 year
Up $19,144 +6%
$331,434$350,578 since Sep 2025
5 years
Up $86,830 +33%
$263,748$350,578 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 12198 $1,840 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 12198$1,840
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 12 years.

Typical home values in zip 12198 rose 5.8% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Wynantskill, NY — measured over the city limits, which is a different area from this zip.

Typical home value $350,578 as of Sep 2026
+5.8%year on year

Typical home value — 12198

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 12198 $350,578 Albany $373,057 United States $366,157
$200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 12198$350,578
  • Albany$373,057
  • United States$366,157

Within 20 miles

Showing 30 of 69 zips in range — sorting picks from all 69.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
3.3 12196 West Sand Lake 3,880 — $409,731
3.4 12140 Poestenkill 1,512 — $384,302
4.9 12204 Albany 7,812 $2,176 $352,285
5.3 12180 Troy 53,479 $1,481 $311,020
5.4 12144 Rensselaer 22,111 $1,901 $318,829
5.6 12061 East Greenbush 9,854 — $419,465
5.7 12183 Troy 2,970 — $245,066
5.9 12189 Watervliet 18,656 $1,519 $315,131
6.0 12207 Albany 1,988 $1,797 —
6.4 12018 Averill Park 7,422 — $397,554
6.5 12210 Albany 10,297 $1,474 $269,530
7.0 12211 Albany 14,383 — $488,139
7.3 12202 Albany 10,166 $1,465 $183,179
7.6 12206 Albany 14,572 $1,784 $225,666
7.9 12063 East Schodack 665 — $466,143
8.4 12209 Albany 10,626 $1,725 $270,391
8.4 12182 Troy 14,867 $1,390 $267,193
8.7 12047 Cohoes 23,532 $1,865 $339,366
8.9 12153 Sand Lake 669 — $372,234
9.0 12110 Latham 20,081 $2,458 $410,158
9.1 12208 Albany 23,289 $1,615 $330,171
9.6 12052 Cropseyville 1,915 — $303,413
9.6 12077 Glenmont 7,017 — $498,974
10.3 12188 Waterford 10,988 $1,575 $387,367
10.4 12205 Albany 25,838 $1,800 $336,357
10.5 12033 Castleton On Hudson 7,932 — $378,835
10.8 12123 Nassau 4,457 — $331,286
11.1 12203 Albany 30,771 $1,769 $339,006
11.5 12121 Melrose 2,280 — $349,051
12.0 12169 Stephentown 417 — $327,313

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.