12209
Albany, New York.
Albany, Albany County, NY · Albany-Schenectady-Troy, NY metro · population 10,626
to buy the typical home at today's mortgage rate — +$805 (+131%) since Jan 2020.
- 1 year
- Up $11,894 +5%
- $258,497$270,391 since Sep 2025
- 5 years
- Up $68,928 +34%
- $201,463$270,391 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 12209$1,419
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 12 years.
Typical home values in zip 12209 rose 4.6% over the past year — faster than the nation's +1.2%.
Zillow also publishes an index for the city itself: Albany, NY — measured over the city limits, which is a different area from this zip.
Asking rent — 12209
Against the Albany-Schenectady-Troy, NY metro and the national benchmark.
- 12209$1,725
- Albany$1,693
- United States$1,932
Typical home value — 12209
Mid-tier homes, smoothed and seasonally adjusted.
- 12209$270,391
- Albany$373,057
- United States$366,157
Within 20 miles
Showing 30 of 73 zips in range — sorting picks from all 73.
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 1.4 | 12208 | Albany | 23,289 | $1,615 | $330,171 |
| 1.4 | 12202 | Albany | 10,166 | $1,465 | $183,179 |
| 2.3 | 12210 | Albany | 10,297 | $1,474 | $269,530 |
| 2.5 | 12207 | Albany | 1,988 | $1,797 | — |
| 2.5 | 12206 | Albany | 14,572 | $1,784 | $225,666 |
| 3.0 | 12077 | Glenmont | 7,017 | — | $498,974 |
| 3.7 | 12144 | Rensselaer | 22,111 | $1,901 | $318,829 |
| 4.3 | 12203 | Albany | 30,771 | $1,769 | $339,006 |
| 4.5 | 12054 | Delmar | 17,436 | $1,966 | $458,235 |
| 4.6 | 12204 | Albany | 7,812 | $2,176 | $352,285 |
| 4.9 | 12159 | Slingerlands | 8,163 | — | $584,893 |
| 5.0 | 12211 | Albany | 14,383 | — | $488,139 |
| 5.8 | 12205 | Albany | 25,838 | $1,800 | $336,357 |
| 7.0 | 12158 | Selkirk | 5,878 | — | $371,718 |
| 7.3 | 12061 | East Greenbush | 9,854 | — | $419,465 |
| 7.3 | 12084 | Guilderland | 5,328 | — | $504,178 |
| 7.7 | 12189 | Watervliet | 18,656 | $1,519 | $315,131 |
| 8.0 | 12110 | Latham | 20,081 | $2,458 | $410,158 |
| 8.2 | 12033 | Castleton On Hudson | 7,932 | — | $378,835 |
| 8.4 | 12067 | Feura Bush | 1,165 | — | $386,932 |
| 8.4 | 12198 | Wynantskill | 6,796 | — | $350,578 |
| 8.8 | 12196 | West Sand Lake | 3,880 | — | $409,731 |
| 9.0 | 12183 | Troy | 2,970 | — | $245,066 |
| 9.2 | 12063 | East Schodack | 665 | — | $466,143 |
| 9.4 | 12186 | Voorheesville | 6,512 | — | $423,445 |
| 10.0 | 12085 | Guilderland Center | 357 | $1,334 | — |
| 10.3 | 12303 | Schenectady | 29,360 | $1,371 | $322,292 |
| 10.6 | 12047 | Cohoes | 23,532 | $1,865 | $339,366 |
| 10.7 | 12041 | Clarksville | 468 | — | $287,772 |
| 10.8 | 12304 | Schenectady | 22,403 | $2,075 | $262,047 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.