Zip lookup · NY

12985
Schuyler Falls, New York.

Schuyler Falls, Clinton County, NY · Plattsburgh, NY metro · population 755

What it costs per month · 12985 $983/mo

to buy the typical home at today's mortgage rate — +$486 (+98%) since Jan 2020.

What the home itself did
1 year
Up $4,008 +2%
$183,302$187,310 since Sep 2025
5 years
Up $29,271 +19%
$158,038$187,310 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 12985 $983 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 12985$983
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 20 years.

Typical home values in zip 12985 rose 2.2% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Schuyler Falls, NY — measured over the city limits, which is a different area from this zip.

Typical home value $187,310 as of Sep 2026
+2.2%year on year

Typical home value — 12985

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 12985 $187,310 Plattsburgh $230,427 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 12985$187,310
  • Plattsburgh$230,427
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
4.8 12978 Redford 340 — $157,596
6.6 12981 Saranac 2,259 — $196,861
7.0 12912 Au Sable Forks 1,682 — $212,252
8.3 12972 Peru 6,895 — $281,891
9.1 12918 Cadyville 2,412 — $217,467
10.8 12929 Dannemora 2,684 — $165,484
11.8 12962 Morrisonville 5,654 — $266,184
13.5 12952 Lyon Mountain 286 — $68,018
13.7 12944 Keeseville 3,910 — $206,925
14.1 12997 Wilmington 1,251 — $429,638
14.7 12941 Jay 1,487 — $343,403
14.8 12903 Plattsburgh 1,824 — $247,435
15.1 12975 Port Kent 78 — $286,057
15.6 12987 Upper Jay 119 — $340,012
16.2 12901 Plattsburgh 31,447 $1,254 $254,022
16.4 12989 Vermontville 1,110 — $255,786
16.8 12913 Bloomingdale 989 — $260,860
18.1 12950 Lewis 628 — $204,446
19.1 12955 Lyon Mountain 503 — $210,627
19.9 12969 Owls Head 279 — $163,551

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.