Zip lookup ·
NY
12987
12987
Upper Jay, New York.
Upper Jay, Essex County, NY · population 119
What it costs per month · 12987
$1,785/mo
to buy the typical home at today's mortgage rate — +$1,152 (+182%) since Jan 2020.
What the home itself did
- 1 year
- Up $17,643 +5%
- $322,369$340,012 since Sep 2025
- 5 years
- Up $112,405 +49%
- $227,607$340,012 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 12987$1,785
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 9 years.
Typical home values in zip 12987 rose 5.5% over the past year — faster than the nation's +1.2%.
Typical home value
$340,012
as of Sep 2026
+5.5%year on year
Typical home value — 12987
Mid-tier homes, smoothed and seasonally adjusted.
- 12987$340,012
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 2.7 | 12941 | Jay | 1,487 | — | $343,403 |
| 4.6 | 12997 | Wilmington | 1,251 | — | $429,638 |
| 5.7 | 12942 | Keene | 450 | — | $502,520 |
| 8.6 | 12912 | Au Sable Forks | 1,682 | — | $212,252 |
| 9.3 | 12950 | Lewis | 628 | — | $204,446 |
| 11.7 | 12932 | Elizabethtown | 1,278 | — | $253,078 |
| 13.4 | 12946 | Lake Placid | 4,872 | — | $402,790 |
| 13.8 | 12913 | Bloomingdale | 989 | — | $260,860 |
| 14.1 | 12943 | Keene Valley | 260 | — | $520,581 |
| 14.4 | 12944 | Keeseville | 3,910 | — | $206,925 |
| 15.6 | 12985 | Schuyler Falls | 755 | — | $187,310 |
| 17.0 | 12996 | Willsboro | 1,903 | — | $291,242 |
| 17.1 | 12993 | Westport | 1,926 | — | $277,962 |
| 18.1 | 12972 | Peru | 6,895 | — | $281,891 |
| 18.5 | 12936 | Essex | 691 | — | $376,899 |
| 18.7 | 12983 | Saranac Lake | 7,296 | — | $348,520 |
| 19.3 | 12978 | Redford | 340 | — | $157,596 |
| 19.7 | 12998 | Witherbee | 399 | — | $112,391 |
| 19.9 | 12981 | Saranac | 2,259 | — | $196,861 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.