Zip lookup · NY

12992
West Chazy, New York.

West Chazy, Clinton County, NY · Plattsburgh, NY metro · population 4,615

What it costs per month · 12992 $1,201/mo

to buy the typical home at today's mortgage rate — +$667 (+125%) since Jan 2020.

What the home itself did
1 year
Up $18,409 +9%
$210,497$228,906 since Sep 2025
5 years
Up $57,551 +34%
$171,355$228,906 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 12992 $1,201 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 12992$1,201
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 12 years.

Typical home values in zip 12992 rose 8.7% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: West Chazy, NY — measured over the city limits, which is a different area from this zip.

Typical home value $228,906 as of Sep 2026
+8.7%year on year

Typical home value — 12992

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 12992 $228,906 Plattsburgh $230,427 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 12992$228,906
  • Plattsburgh$230,427
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
6.4 12921 Chazy 2,304 — $254,787
6.9 12910 Altona 1,890 — $147,448
7.9 12901 Plattsburgh 31,447 $1,254 $254,022
8.8 12962 Morrisonville 5,654 — $266,184
9.0 05463 Isle La Motte 577 — $404,475
10.0 12958 Mooers 1,827 — $191,572
10.8 12919 Champlain 2,961 — $202,871
11.4 12903 Plattsburgh 1,824 — $247,435
11.9 12918 Cadyville 2,412 — $217,467
12.1 12929 Dannemora 2,684 — $165,484
12.3 05474 North Hero 1,263 — $542,133
12.7 05458 Grand Isle 2,278 — $499,789
13.4 12959 Mooers Forks 1,627 — $189,504
13.8 12979 Rouses Point 2,465 — $221,513
13.9 12935 Ellenburg Depot 1,180 — $203,191
14.6 05440 Alburgh 1,832 — $318,102
16.4 05486 South Hero 1,500 — $616,516
17.8 12934 Ellenburg Center 1,120 — $172,077
18.1 12972 Peru 6,895 — $281,891
19.5 12978 Redford 340 — $157,596
19.6 05478 Saint Albans 15,580 $1,799 $369,718
19.6 05488 Swanton 8,469 — $344,531

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.