Zip lookup · NY

12997
Wilmington, New York.

Wilmington, Essex County, NY · population 1,251

What it costs per month · 12997 $2,255/mo

to buy the typical home at today's mortgage rate — +$1,470 (+187%) since Jan 2020.

What the home itself did
1 year
Up $26,609 +7%
$403,029$429,638 since Sep 2025
5 years
Up $146,640 +52%
$282,998$429,638 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 12997 $2,255 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 12997$2,255
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 8 years.

Typical home values in zip 12997 rose 6.6% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Wilmington, NY — measured over the city limits, which is a different area from this zip.

Typical home value $429,638 as of Sep 2026
+6.6%year on year

Typical home value — 12997

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 12997 $429,638 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • 12997$429,638
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
4.6 12987 Upper Jay 119 — $340,012
6.7 12941 Jay 1,487 — $343,403
7.8 12912 Au Sable Forks 1,682 — $212,252
8.3 12942 Keene 450 — $502,520
9.2 12913 Bloomingdale 989 — $260,860
12.3 12946 Lake Placid 4,872 — $402,790
13.6 12950 Lewis 628 — $204,446
14.1 12985 Schuyler Falls 755 — $187,310
14.9 12983 Saranac Lake 7,296 — $348,520
15.7 12989 Vermontville 1,110 — $255,786
16.2 12932 Elizabethtown 1,278 — $253,078
16.4 12943 Keene Valley 260 — $520,581
16.9 12978 Redford 340 — $157,596
17.1 12944 Keeseville 3,910 — $206,925
17.1 12981 Saranac 2,259 — $196,861
18.7 12972 Peru 6,895 — $281,891
19.7 12945 Lake Clear 391 — $311,931
20.0 12976 Rainbow Lake 137 — $431,022

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.