13165
Waterloo, New York.
Waterloo, Seneca County, NY · Seneca Falls, NY metro · population 9,458
to buy the typical home at today's mortgage rate — +$559 (+133%) since Jan 2020.
- 1 year
- Up $8,044 +5%
- $178,212$186,256 since Sep 2025
- 5 years
- Up $45,645 +32%
- $140,611$186,256 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 13165$978
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 12 years.
Typical home values in zip 13165 rose 4.5% over the past year — faster than the nation's +1.2%.
Zillow also publishes an index for the city itself: Waterloo, NY — measured over the city limits, which is a different area from this zip.
Typical home value — 13165
Mid-tier homes, smoothed and seasonally adjusted.
- 13165$186,256
- Seneca Falls$226,001
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 4.8 | 13148 | Seneca Falls | 10,749 | — | $210,783 |
| 7.8 | 14456 | Geneva | 19,756 | $1,483 | $226,092 |
| 8.4 | 14532 | Phelps | 4,165 | — | $241,134 |
| 9.2 | 13034 | Cayuga | 2,029 | — | $307,281 |
| 10.8 | 14541 | Romulus | 3,713 | — | $368,993 |
| 11.6 | 14433 | Clyde | 4,404 | — | $166,242 |
| 12.8 | 13160 | Union Springs | 2,444 | — | $250,605 |
| 13.6 | 14489 | Lyons | 6,897 | — | $177,135 |
| 13.9 | 14432 | Clifton Springs | 5,518 | — | $250,474 |
| 14.1 | 13146 | Savannah | 2,085 | — | $173,342 |
| 14.3 | 14561 | Stanley | 2,081 | — | $261,763 |
| 15.0 | 13140 | Port Byron | 3,959 | — | $197,344 |
| 15.6 | 13026 | Aurora | 1,619 | — | $340,823 |
| 15.7 | 14513 | Newark | 13,375 | — | $205,232 |
| 16.1 | 14441 | Dresden | 308 | — | $257,206 |
| 16.3 | 13021 | Auburn | 37,247 | $1,409 | $226,496 |
| 16.5 | 14537 | Port Gibson | 210 | — | $196,993 |
| 16.6 | 14521 | Ovid | 2,594 | — | $259,397 |
| 18.4 | 13147 | Scipio Center | 1,236 | — | $237,676 |
| 18.5 | 14504 | Manchester | 1,631 | — | $199,244 |
| 19.1 | 14548 | Shortsville | 3,821 | — | $252,961 |
| 19.4 | 14527 | Penn Yan | 12,677 | — | $344,680 |
| 19.6 | 13166 | Weedsport | 5,622 | — | $237,000 |
| 19.9 | 14516 | North Rose | 2,185 | — | $212,257 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.